Consumer Finance Loan Officer at Work Place Centre Limited

Job Description / Responsibilities

• Responsible for identifying, developing and closing consumer finance opportunities that are
• Evaluate credit worthiness by processing loan applications and documentation within specified limits and guidelines
• Maintain and update account records as well as ensuring effective loan monitoring to reduce loan portfolio at risk to the barest minimum
• Originated through direct-calling efforts, as well as achieving the assigned financial objectives
• Deliver timely, effective and compelling proposals about our organizations finance solutions uniquely structured for financing transactions for all clients either group or individuals;
• Assume full sales cycle responsibility including (but not limited to) business development and prospecting, managing existing and prospective client relationships, structuring of transactions in-line with product offerings and client relationship management
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Initiate and conduct meetings with both internal and external clients as may be required to facilitate new engagements.
• Update job knowledge on types of loans and other financial services
• Develop referral networks and a robust database

Requirements / Skills

• Marketing
• Credit and financial analysis
• Effective communication, writing and reporting
• Relationship management experience from the consumer finance companies listed above
• Customer base within the Telco’s, manufacturing, insurance, banking, power sectors is an advantage
• Minimum portfolio size previously managed >100m
• Self-starter, works with minimum supervision, has own client base that can be activated
• Must be able to do presentations
• 3-4 years unbroken experience in the industry.
• Experience in consumer finance / loan marketing is compulsory.
• Must have worked or currently working with a reputable financial institution.

Renumeration
Competitive and at par with industry standards.