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  • Posted: Dec 5, 2019
    Deadline: Dec 19, 2019
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    Citygate Consumer Credits (3C) is a product of Citygate Global, a registered money lending company with Head Office in Lagos. The product was designed to take care of personal need of professionals (salary earners) and small scale businesses especially those that lack access to credit facilities from our financial institutions. We have minimum processing ...
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    Divisional Head - Retail

    About the Initiative

    • Citygate Global Growth Empowerment Initiative is a financial institution with the objective of reducing the number of Nigerians living below poverty line by providing responsive financial services
    • This is in line with the global initiative of poverty alleviation to enhance the quality of life of the low-end actively engaged populace.

    Job Description/Main Responsibilities

    • To see to the growth of the division business wise through client acquisition and retention, quality disbursement, PAR reduction and profitability.
    • To lead, manage and grow the divisions; through proactive implementation of strategies that will bring about operational self-sufficiency and best customer experience.
    • To assess structure and performance of divisions: evaluate, understand and make strategic decisions regarding divisions’ activities, staffing, market driven products and acceptable lending methodology.
    • To ensure all branches under his/her supervisor are compliant with current risk management and audit standards.
    • Demonstrate commitment, dependability and respect for all team members in divisions; serve as a guiding light in leading his/her team members towards relationship-based success with clients.
    • Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices set by management for overall soundness of the division.
    • Effective and efficient co-ordination of all Market-facing staff under his/her supervision for performance.
    • To advise the Management on the way forward for speedy growth of the division
    • Efficient management of all other resources under his/her care.
    • Develop, execute and manage retail lending strategy and tactical business plan, taking into account the market opportunity/growth potential, existing capabilities and risk appetite.
    • Responsible for making sure that the division’s goals and objectives are met within a set time.
    • Ensure timely report rendition.

    Qualification and Experience Required

    • Bachelor's Degree/HND
    • Micro Finance Certified Banker (MCIB) Qualifications will be an added advantage.
    • 6-8 years Managerial Experience in Microfinance Finance Banking or institution with specialization in Retail Lending
    • Business Development and Customer Service Skills.
    • Relationship Management Skills,
    • Leadership Skills, Effective Communication Skills
    • Marketing, Selling and Credit Analysis Skills
    • Must be computer literate with added advantage in key Microsoft office package (Word, Excel and PowerPoint).
    • Proficient in Banking Software will be an edge.

    Salary

    • Attractive.

    Method of Application

    Interested and qualified candidates should send their CV to: careers@citygateglobal.com using "Divisional Head - Retail" as the subject of the mail.

    Note: Only shortlisted candidate shall be contacted.

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