Jobs at The Concept Group

Job Summary

• The Treasury Officer is responsible for building and managing strategic relationships for fixed deposit customers, serving as the single point of contact for new business as well as existing portfolios. He/She will manage the funds of HNI (high net worth) customers.

Duties & Responsibilities

• Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
• Cultivate new clientele on a regular basis.
• Cultivate and maintain courteous and efficient relationship with clients.
• Timely response to feedback and other customer related issues or requests.
• Participate in creating new and better marketing based on field experience.
• Visit, engage prospects and maintain liability generated
• Propose services, upselling and cross-selling whenever possible
• Recruit, train and build sales team across the country
• Increase number of Treasury services taken up by Clients
• Ensure the effective, high-quality management of Clients
• Conduct periodic competitor analysis, reviewing product rates and requirements
• Prepare and send periodic report to management
• On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
• Train IMTs and Treasury Admin on the various Treasury products and relevant company policies

Qualifications

• Minimum education level – First degree in any discipline from a reputable academic institution. Post-graduate qualification(s) and professional membership will be an added advantage.
• 3+ years of experience in sales and business development.
• Demonstrated track record of meeting/exceeding goals as an individual contributor.
• Successful experience building a territory from little or nothing.
• Skilled at building rapport, opening doors, and understanding business requirements of senior decision makers

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Roles and Responsibilities

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
• Carrying out due diligence on Potential Clients.
• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• Detecting fraudulent applications with falsified/forged documents.
• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction Consummation Report.
• Reviewing transactions for final checklist and approval.

Requirements

• Candidates should possess an HND / B.Sc Degree with 2 years of experience.