Job Openings at United Bank for Africa Plc (UBA)

About the Job
At UBA, we strongly believe that our people are critical to our success in building a sustainable and dominant business in the countries we operate in, across Africa and beyond. We go to great lengths to source, attract, recruit, develop and retain the best talent, wherever they may be in the world. To this end, we are always striving to:

• Provide a non-threatening environment that encourages and rewards role-model performance.
• Help our work-force maintain a healthy balance between work and their personal lives amongst others....

Interested in joining the UBA Tribe? We are currently sourcing for a Talented and experienced individual to lead Collateral Management with a reporting to Credit Monitoring. Our Ideal Candidate must have;

• Minimum of 8 years’ experience post call to bar
• Work in a Bank, preferably a Commercial Bank
• Experienced in Loan Documentation
• A Law background
• Understand Credit Risk Management

Job Objective

• To manage collateral securities for credits Groupwide  

Roles & Responsibilities

• Post-disbursement review of collateral documentation (deferrals, insurance, valuation, collateral adequacy, others)
• Follow up perfection of collateral securities
• Collateral Site Inspection/visitation
• Detection and escalation of breaches of policy on collateralization.
• Implementation of policy driven collateral related Sanctions.
• Preparation of exception reports.
• Identification of warning signals and flagging likely problems before they crystallize.
• Regular rendition of exceptions reports to Management.
• All other activities as delegated by the Unit Head

Qualification and Experience

• Minimum Educational Level - LLB,BL
• Minimum of 8 years post Call to Bar experience

Skills Required:

• Strong Analytical skills
• Good interpersonal skills
• Law & Credit risk management

Behavioral Expectations:

• High degree of professional ethics, integrity and responsibility
• Team leader with ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship
• High sense of confidentiality and discreteness.

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About the Job

• Interested in joining the UBA Tribe? We are looking to hire individuals to drive Consumer loans as Profit Centre Managers.
• The ideal candidates must be based in Bayelsa and must currently work in a commercial bank as marketers for consumer loans with 2-5 years experience in Relationship Management

The ideal candidates must also be conversant with the following:

• Basic knowledge of Accounting, Finance and Economics.
• Banking operations, policies and procedures
• Good knowledge of the Bank’s products and services.
• Business development and acquisition
• Marketing, Selling and Cross Selling
• Knowledge of current business trends and CBN Regulatory laws

Job Objective(s)

• To coordinate the activities of retail teams through effective relationship management to meet/surpass financial targets to drive the profit growth of the branch.

Duties & Responsibilities

• Ensure significant increase in market share within own region.
• Drive performance of the unit – liability generation and quality risk asset creation.
• Risk asset appraisal, disbursement and monitoring.
• Ensure effective relationship building and management with new and existing customers.
• Optimally exploit new and existing opportunities in the market.
• Drive the reactivation of all inactive/dormant accounts in the branch.
• Plan and implement marketing strategies to boost profit
• Supervise and coordinate the activities of account officers.
• Perform other related duties as assigned by the Business Manager

Educational Qualifications

• First degree in any relevant course of study with a minimum qualification of Second Class Lower.
• MBA or relevant Master's Degree will be an added advantage

Desired Skills:

• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal skills
• Excellent Communications skills (written and oral)
• Marketing and Selling skills
• Leadership and negotiation skills
• Good Relationship management skills
• Confident and must possess excellent networking skills

Behavioral Expectations:

• High degree of professional ethics, integrity and responsibility
• Highly organised, proactive, ability to work independently and take ownership of tasks assigned
• Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship
• High sense of confidentiality and discreteness