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  • Posted: Jan 22, 2026
    Deadline: Not specified
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  • FairMoney is a digital platform in Nigeria that allows you access instant loans in a few minutes through our android app.
    Read more about this company

     

    Product Manager

    About the Role

    • The Product Manager for Merchant Onboarding will own the end-to-end experience of how merchants discover, register, verify, and start using Fairmoney's financial products.
    • You will be responsible for crafting intuitive onboarding flows, ensuring regulatory compliance, and driving adoption by making it effortless for merchants to go live.
    • This role demands strong problem-solving, execution discipline, and deep empathy for small and medium businesses in Nigeria's fast-evolving fintech landscape.

    Key Responsibilities
    Product Strategy & Vision:

    • Define and execute the product vision for merchant onboarding aligned with Fairmoney's growth objectives
    • Identify opportunities to streamline the onboarding journey and reduce friction

    Onboarding Experience:

    • Design seamless, intuitive onboarding flows (KYC, document verification, activation)
    • Build merchant journeys that balance speed with compliance and trust

    Cross-Functional Execution:

    • Collaborate with Engineering, Compliance, Risk, Operations, Sales, and Design teams to deliver onboarding solutions
    • Ensure scalability of onboarding processes to support rapid merchant growth

    Compliance & Risk Management:

    • Work closely with Compliance and Risk teams to meet regulatory requirements (KYC/AML, CBN guidelines)
    • Anticipate risks in the onboarding process and design effective mitigations

    Data-Driven Optimisation:

    • Define KPIs such as onboarding completion rate, time-to-activation, and merchant churn
    • Use analytics and customer insights to continuously improve funnel conversion

    Merchant Engagement & Feedback:

    • Conduct interviews and research to understand merchant needs and pain points
    • Leverage feedback to refine onboarding flows and improve merchant satisfaction

    Market Awareness:

    • Stay informed on fintech and merchant onboarding trends across Africa and globally
    • Benchmark against best-in-class solutions to ensure Fairmoney remains competitive.

    Requirements

    • Bachelor's degree in Business, Finance, Computer Science, or related field; Master's preferred
    • Proven experience as a Product Manager, ideally in fintech, payments, or digital onboarding
    • Strong knowledge of KYC/AML processes, merchant risk, and regulatory frameworks
    • Deep familiarity with the Nigerian and broader African fintech landscapes; knowledge of local banking regulations and customer behaviours is highly advantageous
    • Analytical skills with experience using tools like SQL, Excel, or BI dashboards
    • Excellent communication and stakeholder management skills
    • Entrepreneurial, detail-oriented, and customer-obsessed mindset.

    Benefits

    • Private Health Insurance
    • Pension Plan
    • Training & Development
    • Hybrid work
    • Paid Time Off.

    go to method of application »

    Field Verification / Recovery Officer - Imo

    About the Role

    • As a Field Recovery Agent, you will play a crucial role in ensuring the timely collection of loan repayments.
    • Your primary responsibilities include monitoring and rehabilitating accounts in arrears through the effective deployment of standard collections and recovery practices within the legal framework.
    • Handling customer objections and complaints professionally and collaborating with relevant departments to ensure swift issue resolution will be integral to your role.

    Roles and Responsibilities
    As a Field Recovery Agent at FairMoney, your key responsibilities will include, but are not limited to:

    • Conduct regular field visits to engage with defaulting customers(Agents and merchants), utilizing telephone, emails, and other legal means to demand payments on overdue accounts
    • Maintain a detailed daily activity log, tracking metrics such as the number of calls, right-party contacts, promises to pay, and fulfilled promises to pay
    • Verify information on overdue arrears and initiate daily follow-up calls to address outstanding issues
    • Negotiate and establish effective payment plans and settlements to prevent accounts from further delinquency
    • Track payments by diligently following up on pending promises and ensuring timely resolution.

    Requirements
    To excel in this role, you should meet the following criteria:

    • University degree in any related field
    • Minimum of 1+ years of experience in consumer loans operations and merchants, directly handling delinquent clients and resolving problem situations
    • Proficiency in Microsoft Excel
    • High self-motivation with strong interpersonal skills
    • Excellent verbal and written communication skills
    • Strong analytical and problem-solving skills.

    go to method of application »

    Growth Marketing Engineer

    Key Responsibilities
    Attribution & Tracking Infrastructure:

    • Own end-to-end setup and maintenance of MMPs (AppsFlyer / Adjust / Firebase)
    • Ensure accurate attribution across app, web, and offline channels Google Ads, Meta, TikTok, ASA, OEMs, affiliates)
    • Design and manage deep linking, deferred deep linking, and web-to-app flows
    • Implement server-to-server postbacks, SKAdNetwork, and privacy-compliant tracking.

    Data Quality & Growth Analytics:

    • Standardize event taxonomies and support BigQuery pipelines
    • Build and maintain growth dashboards GA4, Looker, PowerBI, Tableau)
    • Monitor for tracking breaks, discrepancies, and data drift
    • Conduct cohort analysis, LTV studies, and CAC diagnostic.

    Growth Experimentation & Automation:

    • Support campaign testing and API-based automation
    • Run A/B tests across creatives, audiences, and channels
    • Automate budget pacing, performance alerts, and creative tracking
    • Align events with product and risk milestones.

    Tooling & Integrations:

    • Own the MarTech stack MMPs, SDKs, CRM tools, tag managers)
    • Manage Conversion API integrations
    • QA tracking during app releases.

    Key KPIs

    • Attribution variance < 5%
    • 99%+ event tracking reliability
    • Experiment velocity
    • Improved CPI / CVR metrics
    • Real-time reporting availability.

    Requirements

    • 3-5 years in growth marketing, analytics, or MarTech engineering
    • Hands-on experience with Adjust, AppsFlyer, Firebase, GA4, GTM, Segment, Meta SDK, TikTok Pixel
    • Strong understanding of attribution, SKAdNetwork, and event flows
    • SQL / BigQuery familiarity
    • Bonus: Python / JS automation skills
    • Strong cross-functional collaboration.

    Benefits

    • 25 days paid vacation, Sick & Public Holidays to B2B contractors
    • Remote (timezone must have significant overlap with CET)
    • Training & Development budget
    • Paid company business trips.

    go to method of application »

    Field Verification / Recovery Officer - Lagos

    About the Role

    • As a Field Recovery Agent, you will play a crucial role in ensuring the timely collection of loan repayments.
    • Your primary responsibilities include monitoring and rehabilitating accounts in arrears through the effective deployment of standard collections and recovery practices within the legal framework.
    • Handling customer objections and complaints professionally and collaborating with relevant departments to ensure swift issue resolution will be integral to your role.

    Roles and Responsibilities
    As a Field Recovery Agent at FairMoney, your key responsibilities will include, but are not limited to:

    • Conduct regular field visits to engage with defaulting customers(Agents and merchants), utilizing telephone, emails, and other legal means to demand payments on overdue accounts
    • Maintain a detailed daily activity log, tracking metrics such as the number of calls, right-party contacts, promises to pay, and fulfilled promises to pay
    • Verify information on overdue arrears and initiate daily follow-up calls to address outstanding issues
    • Negotiate and establish effective payment plans and settlements to prevent accounts from further delinquency
    • Track payments by diligently following up on pending promises and ensuring timely resolution.

    Requirements
    To excel in this role, you should meet the following criteria:

    • University degree in any related field
    • Minimum of 1+ years of experience in consumer loans operations and merchants, directly handling delinquent clients and resolving problem situations
    • Proficiency in Microsoft Excel
    • High self-motivation with strong interpersonal skills
    • Excellent verbal and written communication skills
    • Strong analytical and problem-solving skills.

    go to method of application »

    Field Verification / Recovery Officer - Kano

    About the Role

    • As a Field Recovery Agent, you will play a crucial role in ensuring the timely collection of loan repayments.
    • Your primary responsibilities include monitoring and rehabilitating accounts in arrears through the effective deployment of standard collections and recovery practices within the legal framework.
    • Handling customer objections and complaints professionally and collaborating with relevant departments to ensure swift issue resolution will be integral to your role.

    Roles and Responsibilities
    As a Field Recovery Agent at FairMoney, your key responsibilities will include, but are not limited to:

    • Conduct regular field visits to engage with defaulting customers(Agents and merchants), utilizing telephone, emails, and other legal means to demand payments on overdue accounts
    • Maintain a detailed daily activity log, tracking metrics such as the number of calls, right-party contacts, promises to pay, and fulfilled promises to pay
    • Verify information on overdue arrears and initiate daily follow-up calls to address outstanding issues
    • Negotiate and establish effective payment plans and settlements to prevent accounts from further delinquency
    • Track payments by diligently following up on pending promises and ensuring timely resolution.

    Requirements
    To excel in this role, you should meet the following criteria:

    • University degree in any related field
    • Minimum of 1+ years of experience in consumer loans operations and merchants, directly handling delinquent clients and resolving problem situations
    • Proficiency in Microsoft Excel
    • High self-motivation with strong interpersonal skills
    • Excellent verbal and written communication skills
    • Strong analytical and problem-solving skills.

    Method of Application

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