Latest Jobs at FairMoney

• To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch informative video.
• The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney's clients and encourage them to buy all the products they are qualified for.

Key Responsibilities:

Pre-loan disbursement:

• Promote/Market FairMoney's products to prospective clients by using all the channels possible
• Visit and evaluate potential clients businesses
• Visit client's personal house when it's necessary
• Visit co-debtor's, guarantor's houses and businesses when it's required
• Analyze financial data of client's businesses
• Analysis of quantitative and qualitative data of client's businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Represent FairMoney towards all active and potential partners with dignity and pride
• Fulfill all other necessary assignments by the institution

Post-Loan Disbursement

• Conduct monitoring visits to business and households
• Follow- up on day-to-day loan repayments
• Manage loan recovery from active and written-off clients until full reimbursement is achieved
• Assess the impact of loan before renewal

Requirements

• HND/Bachelor's Degree in Sales and Marketing or related fields
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Target Driven

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• The Relationship Manager will drive offline merchant acquiring businesses (Chain Stores, restaurants, Supermarkets, FMCG, Pharmacy, Betting, etc.), and develop strategies to increase sales revenue.

Roles and Responsibilities:

• S/he will be responsible for driving the Merchant Acquiring business across various merchant sectors (Supermarkets, Pharmacies, Filling Stations, Eateries & Restaurants, Lounges & Bars, and Hotels) within the region and developing strategies to increase sales revenue
• Develop plans and strategic initiatives to grow the Merchant Acquisition business and achieve the company's sales goals
• Manage and lead the Merchant Acquisition team within the region to deliver profitable growth
• Daily, weekly, and monthly monitoring of the KPIs of the Merchant team within the assigned region is required, ensuring all targets are consistently met and exceeded
• Drive the KAMs (Key Account Managers) to ensure they meet all KPIs for their respective teams
• Meet target quotas for the region's set KPIs, including transaction value, volume, and revenue
• Monitor market trends and provide regular competitor feedback to the Merchant Acquisition Manager
• Have Strong understanding of the company's products and services is essential, with the ability to advise others effectively
• Follow up with merchants, ensuring both active and inactive merchants are visited. Where necessary, they will facilitate the retrieval of POS terminals from inactive business partners within the region

Requirements

• Bachelor's Degree in Sales and Marketing or related fields
• A minimum of 6 to 8 years of experience in the Merchant business
• Must have an Android phone
• Proven experience managing a high-performance sales team
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• Customer orientation and ability to adapt/respond to different characters

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About The Role:

• The Sales Associate is responsible for managing and expanding our sales operations, and revenue generating processes B2B cross-border payments in the defined Market with demands for Africa Trades.
• The ideal candidate must bring a sound understanding and previous experience with FinTech's, sales, account planning, treasury management and FX rates.

Key Responsibilities:

• Drive sales efforts to maintain and grow revenue by developing and executing a detailed sales strategy that ensures scalable growth of a diverse and sustainable portfolio of clients with steady revenue flows
• Generate scalable, repeatable and predictable volume, net revenue and gross profit
• Align and optimize the entire customer experience with the aim of increasing revenue
• Focus on the sustainable acquisition of clients (Large Corporates, Mid - Size Corporates and Fintechs) who trade large volumes at target margins
• Ensure that the total client portfolio grows while being diversified, stable and profitable
• Ensure there is an approach to winning and growing our portfolio of clients with a focus on our pooling business model
• Team collaboration: Regularly collaborate with internal stakeholders such as marketing, partnerships & channels, revenue operations, product, compliance, finance, and treasury to optimize the customer experience and align on the revenue growth strategy
• Reporting: Analyze and present data to key internal stakeholders in order to inform impactful business decisions and help adapt tactics that drive profitable growth within the region
• Forecasting: Maintain an updated sales pipeline and ensure proper sales planning and forecasting

Requirements

• Minimum of 5 years of experience in the payments industry, with a focus on B2B cross-border payments
• Proven track record of success in the B2B payment businesses in emerging markets
• Excellent analytical and problem-solving abilities, with a strategic mindset
• Effective communication and negotiation skills, with the ability to build and maintain relationships with clients, partners, and stakeholders
• Entrepreneurial mindset, with a passion for driving innovation and achieving results
• Bachelor's degree in business, finance, or a related field

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About the Role

• The role is to develop new service functionality for our iOS application that powers the interaction between our Mobile-first Microfinance bank and our worldwide customers. Functionality that acts to maximize customer experience and utility.

Responsibilities

• Designing and building mobile applications for Apple's iOS platform
• Ensuring quality and performance of the application to specifications
• Fixing application bugs before the final release
• Increasing code generation coverage
• Maintaining the code and atomization of the application
• Designing and implementing application updates

Requirements

• 4+ years in native iOS development with expertise in Swift (including Swift 5+)
• 2+ years with SwiftUI and Combine
• 2+ years in pair programming, TDD, and code reviews
• 2+ years writing unit, instrumented, and end-to-end tests
• 2+ years maintaining CI pipelines
• Knowledge of Apple's design principles and application interface guidelines
• You are able to manage complexity in a large project
• KMP experience is a big plus
• Composable architecture knowledge (optional)

Technical Skills

• Ability to create clean, efficient, high-quality code
• Experience with multi-module applications
• Familiarity with Clean Architecture and frameworks like The Composable Architecture
• Knowledge of Git workflows, especially trunk-based development
• Skilled in leveraging Swift enums for clean, maintainable code
• Experience with method/property chaining patterns in Swift
• Understanding of Swift KeyPaths and their effective use
• Proficient with dependency managers such as CocoaPods and Swift Package Manager
• Knowledge of Unidirectional Data Flow (UDF) patterns and their role in application architecture
• Practical experience applying Redux-like state management in iOS apps

Soft skills

• Driven by impact
• Great team player & communicator, who at the same time can also work autonomously
• Proactive and hard-working "Get it done" attitude
• Will to over-reach objectives