Jobs at Rosabon Financial Services

Job Scope

• The Fund Mobilization officer (IMTT) proactively sources for fund placements from individuals and corporate organizations using both the company’s offline and online channel in attracting customers to invest in the fund placement products.
• The officer is responsible for deepening investor’s relationships, exploring funding opportunities, and educating the customers on the numerous opportunities to grow their wealth by investing in the company’s wealth creation products within the provisions of the regulatory guidelines and organizational policies.
• This role is highly competitive and adequately incentivized with commission and productivity bonus in addition to a base salary.

Job Description

• Market and Sell the company’s fund investment products to individuals: Promote and sell fund placement products to individual and corporate bodies
• Promote digital channels adoption: They interact with existing and potential customers on using the company’s Wealth Creation
• Investment App Customer Engagement: Build relationship with customers , understand the financial needs and guide them on using the Wealth Management App
• Product knowledge : Stay up to-date on company treasury products and services to effectively communicate their value to the customers
• Customer Education: Educate customers on the benefits of the fund placements products, and guide them on how to utilize the company’s products and service their wealth maximization.

Performance Metrics

• Sales targets: Meet or exceed sales targets for treasury products.
• Customer acquisition: Acquire new customers and grow the customer base.
• Customer satisfaction: Ensure high customer satisfaction ratings through effective service delivery.
• Digital channel adoption: Increase adoption rates of the company's digital channels, particularly the WealthManagementapp. 

Requirements

• Candidates should possess an HND / OND qualification.

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Job Summary 

• We are hiring target-driven Loan officers to promote Salary Loans, Leases, and Investment products to individuals and corporations
• This role is ideal for candidates passionate about financial services and earning high commissions through sales performance.

Responsibilities

• Market and sell salary loan and investment products
• Acquire and manage corporate and individual clients
• Meet monthly sales targets and grow revenue.

Requirements

• Minimum qualification: NCE, OND, HND.
• 1–3 years of experience in sales, marketing, or customer service
• Experience in financial services, loans, salary loans, investments, insurance, or banking is preferred
• Candidates with existing corporate networks are preferred

What We Offer

• Enjoy additional commission on Sales.
• Highly attractive commission structure
• Hybrid work flexibility
• Potential for career growth.

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Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.
• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators

• Meet Set Monthly loan and investment Targets
• Reduced number of Non-Performing loans
• Customer retention rate of minimum 90% across loan and investment products

Requirements

• Candidates should possess a B.Sc Degree in Finance, Economics or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment and meet set target.