Job Vacancies at Moniepoint Inc.

About this role

The Procurement Manager will lead the end-to-end strategic sourcing, market real estate acquisition, commercial lease negotiation, vendor onboarding, and contract management for Moniepoint MFB’s nationwide physical expansion. This pivotal role ensures the timely, cost-effective, and quality-driven rollout of regional offices and branch experience centers across major Nigerian cities—including Lagos, Benin, and Gombe (Q3).

The successful candidate will act as the commercial anchor for capital expenditure (CapEx) and real estate portfolio growth, executing a quick turnaround of physical property requirements into commercial reality while mitigating supply chain risks in a fast-paced fintech/banking ecosystem.

Responsibilities

• Real Estate Procurement & Site Acquisition
  • Lead the active market search, identification, and commercial evaluation of prospective real estate assets across target states to secure properties optimized for Moniepoint’s operational needs.
  • Target and assess properties matching specific spatial templates, focusing on open-plan framed structures or multi-level standalone commercial buildings.
  • Spearhead high-stakes commercial lease negotiations and acquisitions, locking in competitive rental rates, favorable rent-free fit-out periods, flexible renewal clauses, and long-term tenure security.
  • Partner closely with internal Legal counsel and certified estate surveyors to conduct rigorous due diligence, verifying land titles, freedom from statutory encumbrances, and structural viability before finalizing acquisitions.
• Strategic Sourcing & Category Management
  • Develop and execute a centralized procurement strategy tailored for nationwide, multi-site branch rollouts and building retrofits.
  • Create a robust, pre-qualified vendor matrix across Nigeria for construction professionals, civil works sub-contractors, specialist installers and suppliers.
  • Standardize pricing agreements and supply chains for recurring brand-specific elements, such as custom Brand cladding systems, office partitioning systems, curtain-wall systems, and high-impact exterior LED signage systems. Including vendor management for suppliers of vault doors, security doors, mantrap doors and security infrastructure installations.
  • Establish strategic relationships with global and local manufacturers to de-risk long-lead import items (e.g., facade cladding systems, precision cooling systems, and alternative power components).
• Technical Collaboration & Cost Control
  • Collaborate closely with the Business Lead (Branch Experience), Branch Network Architect team, Quantity Surveyors, Head, Admin, Real estate & Facilities Managers, and external consultants to review technical drawings and specifications drawn up for branch projects.
  • Conduct extensive market analysis with Quantity Surveyors, maintain an updated rates log for all supply elements, ensure rate alignment, and identify cost-saving value engineering opportunities.
  • Drive the commercial validation of physical space transformations, balancing the cost of open-floor structural conversions against tight project budgets.
• High-Security & Specialized MEP Infrastructure Sourcing
  • Source and procure institutional-grade security assets, including vault doors, CSA security doors, CBN-approved Mantrap doors, Bespoke ballistic or laminated glass counter screens, and high-grade steel cash trays for cash office installations.
  • Manage tendering and contract awards for advanced client-supply Mechanical and Electrical infrastructure, including Air-conditioning units, power generating sets, diesel storage tanks, facility inverters, and roof-level solar panel solutions.
  • Manage the procurement for mission-critical capability centers, including Surveillance room assets, server room assets, raised flooring, precision cooling units, and automated FM200 fire suppression systems.
• Tender Management, Compliance & Contract Administration
  • Structure and publish clear Invitations to Tender (ITTs) and Request for Proposals (RFPs) for general contractors and specialized sub-contractors.
  • Partner with the Quantity surveyor to lead commercial negotiations to secure optimal credit terms, performance bonds, advance payment guarantees (APGs), and retention fees to protect Moniepoint MFB's investments.
  • Partner with internal Legal and Risk compliance teams to draft robust Service Level Agreements (SLAs) and comprehensive engineering/construction contracts with Third-parties.
  • Manage vendor onboarding and monitor vendor compliance regarding local statutory requirements, including ensuring that all appointed engineering or construction firms possess active corporate registrations where legally required.
• Logistics, Supply Chain & Facilities Handover
  • Coordinate the logistical movement of corporate furniture, fixtures, and equipment (FF&E) to branch locations across varying geopolitical zones in Nigeria.
  • Work alongside Admin and Facilities Managers to ensure seamless facility handovers, verifying that all operation-critical assets (e.g., borehole systems, Power generation systems, and alternative power systems) are delivered with comprehensive manufacturer warranties and operational manuals.

Experience & Background

• Minimum Experience: 5 to 10 years of progressive procurement and strategic sourcing experience, with a proven track record of handling capital projects, corporate real estate acquisitions, interior fit-out procurement, or commercial building construction.
• Real Estate Expertise: Demonstrable experience leading commercial property searches, site selections, corporate acquisitions, and high-stakes lease negotiations specifically for properties earmarked for major structural refurbishment, retrofitting, and remodeling.
• Industry Focus: Must possess extensive procurement experience within a commercial bank (preferably managing branch network rollouts), a high-growth fintech executing physical operational touchpoints, or a tier-1 construction/project management firm in Nigeria.
• Geographical Execution: Demonstrable experience navigating the supply chain, logistical constraints, and local market dynamics across the distinct regions of Nigeria (North-Central, South-East, South-West, North-West, etc.).
• Education & Professional Certifications (Desirable but not mandatory):
  • Qualifications in Procurement, Supply Chain Management, Estate Management, Business Administration, or a closely related discipline.
  • Professional membership or certification from recognised bodies such as CIPS, CIPSMN, or NIESV.

Skills & Competencies

• Commercial Real Estate Acumen: Deep understanding of the commercial property market in Nigeria, leasing laws, tenant-landlord obligations, and property evaluation methodologies.
• BOQ & Cost Analysis: Ability to read, interpret, and audit Bills of Quantities across civil, architectural, real estate, structural, and MEP trades.
• Contractual Knowledge: Good understanding of construction and lease contract frameworks and standard commercial lease agreements including specialized clauses for retentions, rent reviews, liquidated damages, and indemnities.
• ERP & Procurement Tools: Proficiency with modern e-procurement software, enterprise resource planning (ERP) platforms (e.g., SAP, Oracle, NetSuite), and project management tools.
• Exceptional Interpersonal Capability: Easily shifts from technical discussions with Architects and Building contractors/consultants to legal/commercial negotiations with property owners, external vendors, and internal corporate stakeholders.
• Negotiation Mastery: A commercially astute negotiator who can aggressively drive down acquisition, leasing, and construction costs without compromising structural integrity, building safety, or premium brand aesthetics.
• Cross-Functional Empathy: Understands the operational pressures of Regional Managers and Customer Experience teams, sourcing spaces that balance frictionless customer flows with secure banking operations.
• Resilience & Speed: Thrives in a high-velocity, hyper-growth corporate environment where agility, rapid turnaround times, and adherence to tight project schedules are critical.

What success looks like in this role

• Timely and cost-effective rollout of regional offices and branch experience centers matching Moniepoint’s strict quality and brand standards.
• Seamless alignment across the extensive matrix of cross-functional collaborators (Architects, Quantity Surveyors, Legal, Regional Managers, and Executive Management).
• High-stakes lease agreements secured with long-term tenure security, optimal credit terms, and minimized risk exposure.
• A resilient, pre-qualified vendor framework that successfully mitigates supply chain disruptions and de-risks long-lead import items.

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Job Purpose

The Team Lead, Credit Application Review is a guardian of integrity at Moniepoint. We’re building a financial ecosystem that millions of businesses rely on, and your role is to ensure that every participant in that system is verified, compliant, and ready to grow.

You will lead the team responsible for the critical "second look"—ensuring that our verification processes are airtight and that decisions are made with both speed and precision. You’ll turn complex regulatory requirements into clear, actionable workflows, ensuring that we maintain our high standards without slowing down the business.

Key Responsibilities

• Guard the Standards: Ensure all verification processes align perfectly with our consumer lending policies and risk standards. You are the benchmark for quality.
• Final Seal of Approval: Validate and sign off on verification findings. Your word is the final check that ensures accuracy and compliance before a decision is made.
• Team Orchestration: Manage and mentor our online and field verification agents. You’ll ensure they have the tools, knowledge, and "Moniepoint mindset" to do their jobs effectively.
• Fraud Detection: Keep a sharp eye out for discrepancies. You’ll identify and flag potential fraud or high-risk applications before they become a problem.
• SLA Mastery: We move fast. You’ll ensure that all verification tasks are completed within defined timelines, keeping our customer onboarding experience seamless.
• Audit Readiness: Maintain impeccable documentation and data accuracy. When it’s time for an audit or regulatory review, your records will be the gold standard.
• Process Evolution: Collaborate across teams to find friction points in our verification frameworks and suggest factual, innovative ways to make them better.

Qualifications

• Minimum of 3 years’ experience in financial services.
• At least 2 years in a leadership or supervisory role, specifically within verification, risk, compliance, or loan operations.
• A deep understanding of document review, internal controls, and regulatory requirements in the Nigerian financial landscape.
• Strong analytical skills—you can spot a "red flag" from a mile away.
• Proven ability to lead a team and manage high volumes of work without losing your attention to detail.

About You

• You’re a Hero of Integrity: You believe that doing things the right way is the only way. You lead by example when it comes to ethics and accountability.
• You’re Factual & Direct: You don't guess; you use data and evidence to make your points. You communicate clearly and honestly with your team and stakeholders.
• You Thrive in Momentum: You enjoy the challenge of high-pressure environments and take pride in meeting tight turnaround times without sacrificing quality.
• You’re a Natural Problem Solver: You don’t just report issues; you find the root cause and recommend solutions that help the whole team get better.

What Success Looks Like

• Precision & Accuracy: Verification error rates remain near zero, with no "high-risk" oversights in the approved portfolio.
• SLA Consistency: The team consistently hits or exceeds turnaround time targets for application reviews.
• Audit Excellence: Internal and external audits return clean reports with no major findings in the verification workflow.
• Team Empowerment: Field and online agents report feeling well-coached and clear on their decision-making criteria.