Job Roles at VFD Group

About the job

The CTO will lead the Bank’s digital transformation agenda, technology strategy, and IT operations. This role is pivotal in driving innovation, enhancing customer experience through technology, ensuring robust system security, and aligning technology initiatives with overall business goals to position the Bank as a leading digital-first microfinance institution in Nigeria and Africa.

• Define and execute the Bank’s technology vision, strategy, and roadmap in line with business objectives and regulatory requirements.
• Drive innovation in digital banking products, channels, and processes to enhance customer experience and operational efficiency.
• Oversee IT infrastructure, core banking systems, and digital platforms, and ensure high availability, scalability, and resilience.
• Enforce strong security protocols, data privacy measures, and disaster recovery frameworks to protect customer and institutional assets.
• Explore and implement fintech partnerships, AI, blockchain, cloud, and other emerging technologies relevant to financial inclusion and banking.
• Ensure technology operations comply with regulatory guidelines, data protection laws, and other applicable standards.
• Manage technology vendors, service providers, and fintech partners to deliver value and maintain cost efficiency.
• Build and mentor a high-performing technology team, fostering a culture of innovation, agility, and accountability.
• Leverage data and digital tools to personalize customer experiences, improve service delivery, and drive adoption of digital banking solutions.
• Work closely with all Department Heads to align technology with business goals and growth plans across Africa.

QUALIFICATIONS AND EXPERIENCE

• Bachelor’s degree in Computer Science, Information Technology, Engineering, or related field (Master’s degree or MBA preferred).
• Minimum 10–12 years in IT/technology leadership, with at least 5 years in an executive role within banking/fintech/digital financial services. Proven track record of leading digital transformation.
• Strong understanding of core banking systems, digital banking platforms, cloud computing, API integration, cybersecurity, enterprise architecture, and data analytics.
• Strong strategic thinking, change management, and stakeholder engagement capabilities.

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Job Summary

The Chief of Staff will act as a trusted advisor and strategic right-hand to the GMD/CEO. This role is responsible for driving cross-functional alignment, supporting high-impact investment strategies, and overseeing execution across regional portfolios. The Chief of Staff will enable operational excellence, ensure executive decision-making is data-driven, and help build a performance-focused culture across all entities under the group’s investment umbrella.

• Support the CEO and Investment Committee in aligning business units to the Group's overarching investment thesis.
• Track execution of strategic initiatives across global subsidiaries, ensuring timely delivery on investment goals.
• Facilitate decision-making with data-backed insights across portfolio companies, sectors, and markets.
• Collaborate with regional MD’s and investment leads to standardize processes and resolve cross-market challenges.
• Streamline communication and reporting structures between local teams and group headquarters.
• Monitor portfolio performance across jurisdictions and ensure key financial and operational KPIs are met.
• Lead preparations for investor relations activities, including quarterly updates, roadshows, and board materials.
• Oversee external communications related to global market performance and strategic shifts.
• Act as liaison between group leadership, board members, institutional investors, and key partners.
• Drive the group’s internal cadence—executive meetings, investment reviews,leadership summits.
• Establish frameworks for executive performance, goal setting, and strategic accountability.
• Lead special initiatives that improve organisational effectiveness, cultural cohesion, and global visibility.
• Supervise and manage the affairs of all executive office staff.
• Support the GMD in his oversight of Executive Directors and Direct Reports
• Direct oversight of all correspondence to and from the executive office.
• Ensure effective management of GMD schedule, diary, appointments, etc. of the GMD in a manner that enhances his output.
• Host and entertain all guests of the GMD and key business visitors Support the effective and efficient operations of the GMD’s meetings and ensure adequate documentation of all key deliberations and decisions.
• Ensure proper signed documentation of all decisions, directives, rules, policies, and any form of instruction emanating from the office of the GMD 
• Ensure all documents, pictures, video materials, etc. of historic relevance are maintained, recorded, and stored in a manner that they can be easily retrieved for official or appropriate purposes.
• Hold the dignity and sanctity of the GMD's office.
• Establish and maintain an effective general research desk in the executive office.
• Manage group-level special projects, including new market entry, corporate restructuring, or M&A integration.
• Conduct due diligence and competitive analysis to inform investment decisions.
• Act as a “force multiplier” for the GMD by overseeing mission-critical projects and removing execution bottlenecks.

Requirements

• Bachelor’s degree in Finance, Business, Economics, or related field; MBA or relevant postgraduate degree preferred.
• 8–10+ years of experience in investment management, strategy consulting, or operations within a group holding or private equity environment.
• Proven track record in supporting cross-border operations and investment strategy execution.
• Strong financial acumen, with the ability to analyze P&L, balance sheets, and performance dashboards.
• Exceptional communication, stakeholder management, and executive influencing skills.

Preferred Attributes

• Experience working with or within portfolio companies in emerging and developed markets.
• Background in private equity, venture capital, or group investment holding structures.
• Familiarity with regulatory environments across Africa and key Western capital markets.
• Global mindset with cultural fluency and a proactive, entrepreneurial approach.

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Job Description

We are looking to hire a Head of Investor Relations who will be responsible for coordinating quarterly earnings calls and support the ongoing communications activities of the firm with shareholders and sell-side research analysts. Foster positive relationships with existing and potential investors, providing timely and accurate information to support investment decision-making, Organizing and supporting the annual meeting. Ensuring employees have a sales first orientation and drive the overall business development budget of the firm.

• Develop comprehensive investor relations strategies and communication plans.
• Draft documents including press releases, presentations, and annual reports for investors.
• Obtain necessary approvals from relevant stakeholders.
• Execute investor relations activities to enhance transparency and trust among investors.
• Ensure all frameworks/policies have milestones and measurable KPIs which should be achieved within one year of resumption and renewable every year afterwards.
• Develop strategies for managing relationships with external stakeholders such as customers, suppliers, and regulatory bodies.
• Draft external communications and ensure alignment with organizational objectives.
• Obtain approvals and oversee the execution of external relations initiatives.
• Build and maintain relationships with institutional investors and analysts.
• Develop tailored communication strategies for institutional investors.
• Obtain approvals and implement initiatives to enhance relationships with institutional investors.
• Timely revision of all frameworks/policies annually based on the previous year's learnings.
• Understand the requirements and objectives of the J10 policy.
• Develop an implementation plan and timeline.
• Execute the J10 policy in alignment with board directives and organizational goals.
• Conduct market research and analysis to identify trends and opportunities.
• Develop frameworks for assessing economic indicators and their impact on the organization.
• Obtain approvals and implement policies to support informed decision-making.
• Promote a culture of prioritizing sales and revenue generation across the organization.
• Develop training programs and initiatives to instill a sales-focused mindset.
• Monitor and evaluate the adoption of the "sales first" culture and provide guidance as needed.

Requirements

• Strong understanding of financial markets, investment products, and economic trends and ability to analyze financial statements and interpret complex financial data.
• Excellent written and verbal communication skills to effectively convey complex financial information and create compelling presentations, reports, and other communication materials.
• Strong interpersonal skills to build and maintain positive relationships with investors, analysts, other stakeholders and work collaboratively with internal teams and senior leadership.
• Proficiency in financial analysis and modeling and ability to provide insights into market trends and investor behavior.
• Strong organizational and project management skills and detail-oriented approach to ensure accuracy in reporting.
• Stay informed about industry trends, market conditions, and competitor activities to provide informed recommendations for investor relations
• BSc in finance, business, or a related field
• Advanced degree or professional certification
• Above 8-12 years proven experience in investor relations, research, financial, analysis, or related roles within the financial services industry

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Job Description

The Group Head, Retail Banking will lead and grow the Retail Banking business of a digital-first national microfinance bank, leveraging technology and innovative retail solutions to onboard, engage, and retain customers. The role is responsible for driving deposits, payments, transactions, and loans that deliver value for customers while enhancing the bank’s market share and profitability.

• Develop and execute retail banking strategy focused on customer acquisition, retention, and growth.
• Design and implement innovative retail products and services tailored to customer needs.
• Lead digital adoption initiatives that enhance customer experience and drive transaction volumes.
• Drive deposit mobilization and ensure growth of payments, loan, and transaction portfolios.
• Build customer ownership and loyalty through targeted engagement and relationship programs.
• Partner with technology teams to create seamless, scalable, and secure digital banking solutions.
• Monitor performance metrics and ensure compliance with regulatory standards.
• Provide leadership to the Retail Banking team and build a performance-driven culture.
• Identify growth opportunities in Nigeria and across Africa to scale the bank’s retail presence.
• Build and lead a results-driven team to develop and execute strategies aimed at achieving retail banking targets, including N100B in deposits and N80B in loan disbursements annually.
• Build and maintain strong relationships with retail clients, ensuring at least 300K individual customers are onboarded.
• Drive adoption of multiple banking products by ensuring 85% of retail clients use at least three VBank products.
• Oversee the structuring of financial solutions such as personal loans and savings/investment products.
• Monitor and improve retail customer engagement, ensuring a 95% active customer ratio.
• Work with internal teams to enhance digital banking solutions and streamline transaction processes for retail clients.
• Ensure adherence to compliance, risk management, and regulatory guidelines in all retail banking activities.

Requirements

• Bachelor's degree in Finance, Banking, Business Administration, Economics or related field; MBA or professional certification is an added advantage.
• Minimum of 10–12 years of experience in retail banking, with at least 5 years in a leadership role.
• Strong understanding of consumer financial services, credit analysis, and retail risk management.
• Excellent relationship management, customer service, and sales leadership skills.
• Experience with digital banking platforms and fintech solutions.
• Proven track record in customer acquisition and retention strategies
• Proven track record of driving digital retail banking growth and innovation.

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Job Description

The Group Head, Corporate Business Segment will lead and grow the Corporate Banking business of a digital-first microfinance bank, focused on customer onboarding, partnerships and ecosystems. The role is accountable for driving deposit mobilization, payments, transactions, and lending solutions by leveraging technology, Banking-as a-Service (BaaS), and strategic collaborations that deliver value to both the bank and its customers.

• Develop and execute the corporate banking strategy aligned with the bank’s vision as a digital-first national MFB with Pan Africa aspirations.
• Lead onboarding and retention of corporate and institutional customers across ecosystems, partnerships, and value chains.
• Champion Banking-as-a-Service (BaaS) solutions to embed financial services into partner platforms and unlock new revenue streams.
• Drive deposit mobilization, payments, transaction banking, and lending products that meet customer needs and enhance customer experience.
• Foster strong partnerships with fintechs, aggregators, MSMEs, corporates, and development institutions to expand market reach.
• Leverage data, analytics, and digital tools to enhance customer acquisition,usage, and retention strategies.
• Ensure compliance with regulatory requirements while innovating within approved frameworks.
• Collaborate with product, technology, and risk teams to design customer-centric solutions that deliver sustainable growth.
• Lead, mentor, and motivate the Corporate Banking Group to achieve strategic and financial targets.
• Build and lead a results-driven team to develop and execute strategies aimed at achieving corporate banking targets, including N100B in deposits and N150B in loan disbursements annually for the next 5years.
• Build and maintain strong relationships with corporate clients, ensuring at least 100K corporate customers are onboarded annually.
• Drive adoption of multiple banking products by ensuring 100% of corporate clients use at least two VBank products

Requirements

• Bachelor’s degree in Finance, Banking, Business Administration, Economics or related field; MBA or professional certification (e.g., CFA, ACCA) is an advantage.
• Minimum of 10–12 years of relevant experience in corporate banking, with at least 5 years in a leadership role.
• Strong understanding of corporate financial services, credit analysis, and risk management.
• Excellent relationship management, business development, and negotiation skills.
• Strong knowledge of fintech ecosystems and emerging banking models.

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Job Description

The Group Treasurer at VFD Group is responsible for overseeing the organization’s treasury operations, including liquidity management, capital structure optimization, financial risk mitigation, and investment strategy. This role ensures efficient cash flow across subsidiaries, maintains banking relationships, and supports strategic financial planning to drive sustainable growth.

• Monitor and manage daily cash positions across the group.
• Forecast short- and long-term cash flow requirements.
• Optimize working capital and ensure adequate liquidity for operations
• Develop and execute funding strategies to support business growth.
• Evaluate debt and equity financing options.
• Manage intercompany loans and capital allocations.
• Maintain strong relationships with banks, financial institutions, and investors.
• Negotiate favorable terms for credit facilities and banking services.
• Ensure compliance with covenants and reporting obligations.
• Identify and mitigate financial risks including interest rate, FX, and liquidity risks.
• Implement hedging strategies where appropriate.
• Ensure compliance with treasury policies and regulatory requirements
• Evaluate investment opportunities and manage group investment portfolios.
• Monitor returns and ensure alignment with group objectives.
• Support M&A and strategic investment initiatives.
• Treasury Operations & Systems
• Oversee treasury systems and automation tools.
• Ensure accurate and timely treasury reporting.
• Drive continuous improvement in treasury processes and controls

Requirements

• Strategic financial thinking and business acumen
• Strong analytical and quantitative skills
• Excellent negotiation and relationship management abilities
• Proficiency in treasury systems and financial modeling
• Deep understanding of financial markets and instruments
• High integrity and attention to regulatory compliance
• Bachelor’s degree in Finance, Accounting, Economics, or related field
• Professional certification (e.g., CFA, ACT, ICAN, ACCA) is highly desirable
• Minimum of 8–10 years’ experience in treasury or corporate finance, preferably in a group or holding company structure

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Job Description

The Head, Contributory Reserve Fund, is responsible for leading the strategic direction, governance, and operational execution of VFD Group’s contributory reserve fund while driving business development initiatives across the Group. This role ensures optimal fund utilization, stakeholder engagement, and sustainable growth through innovative financial and commercial strategies.

• Oversee the design, implementation, and governance of the Group’s contributory reserve fund.
• Ensure transparent and efficient collection, allocation, and utilization of funds.
• Lead fund forecasting, performance tracking, and strategic alignment with Group objectives.
• Chair the Contributory Fund Committee and ensure compliance with internal and regulatory standards.
• Drive revenue growth through strategic pricing, channel development, and customer acquisition initiatives.
• Analyze business performance metrics to identify growth levers and operational efficiencies.
• Lead cross-functional teams to implement commercial strategies that improve profitability and market share.
• Lead strategic initiatives to expand the Group’s footprint across sectors and geographies.
• Collaborate with subsidiary MDs and business unit heads to align growth strategies.
• Initiate and manage high-level partnerships with financial institutions, fintechs, corporates, and government entities.
• Structure and negotiate joint ventures, investment deals, and strategic collaborations that enhance the Group’s value proposition.
• Oversee due diligence, valuation, and integration planning for new business opportunities.
• Build and maintain strong relationships with investors, regulators, financial institutions, and key partners.
• Represent the Group in high-level negotiations, forums, and industry events.
• Ensure stakeholder confidence through transparent reporting and strategic communication.
• Work closely with the CFO and Head of Treasury to align fund strategies with liquidity and capital planning.
• Monitor KPIs across fund performance and business development metrics.
• Ensure risk management frameworks are embedded in fund and growth initiatives.

Requirements

• Bachelor’s degree in Finance, Business Administration, Economics, or related field; MBA or equivalent preferred.
• Professional certifications (e.g., CFA, ACA, ACCA) are an advantage.
• Minimum of 10 years’ experience in executive leadership roles, with a strong background in fund management and business development.
• Proven track record of strategic execution and stakeholder management.
• Strategic leadership and vision
• Financial acumen and fund governance
• Business development and market expansion
• Stakeholder engagement and negotiation
• Innovation and change management

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Job Description

• The Business Development Executive will be responsible for driving the Group’s business growth through opportunity identification, strategic partnerships, and revenue generation. The role requires a proactive, goal-oriented professional who can develop and implement strategies to expand the Group’s market presence, strengthen client relationships, and achieve financial targets.

Key Responsibilities

• Identify, evaluate, and pursue new business opportunities in line with the Group’s strategic objectives.
• Support in the design and execution of business development initiatives, market entry strategies, and revenue expansion projects.
• Conduct competitor and market analysis to identify growth opportunities and industry trends.
• Build and maintain strong relationships with clients, partners, and stakeholders to enhance business opportunities.
• Develop and deliver compelling business presentations, proposals, and pitches.
• Manage and grow client accounts while ensuring high levels of satisfaction.
• Source, negotiate, and secure strategic partnerships that drive business growth.
• Represent the Group at industry events, conferences, and networking opportunities.
• Drive business deals from prospecting to closure, ensuring revenue targets are achieved.
• Prepare regular business reports, forecasts, and pipeline updates for management.
• Support the Head of Business Development in executing departmental goals and contributing to overall Group performance.

Requirements

• Strong understanding of financial services, investment products, and market dynamics.
• Excellent verbal, written, and presentation skills to effectively engage clients and stakeholders.
• Ability to influence decision-making, negotiate favorable terms, and close deals.
• Strong research and problem-solving skills with ability to analyze market data and business trends.
• Proven ability to build long-term partnerships and client networks.
• Self-driven, proactive, and able to deliver against set targets.
• Bachelor’s degree in Business Administration, Marketing, Economics, or a related field.
• Master’s degree or relevant professional certification (CIM, CFA, etc.) is an added advantage.
• 3–5 years proven experience in business development, sales, or client relationship management within the financial services, investment, or consulting industry.

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Job Description

The Accountant is responsible for maintaining accurate financial records, ensuring compliance with accounting standards and regulations, and supporting decision-making through timely financial reporting. The role includes bookkeeping, reconciliations, tax compliance, and assisting with budgeting and audits. The Accountant plays a critical role in ensuring the financial health and integrity of the organization.

• Record and reconcile daily financial transactions in line with accounting standards (IFRS/GAAP).
• Prepare monthly, quarterly, and annual financial statements.
• Perform bank, vendor, and inter-company reconciliations.
• Support budget preparation and variance analysis.
• Ensure compliance with tax laws, regulatory requirements, and filing deadlines.
• Maintain fixed asset register and ensure proper depreciation accounting.
• Assist with internal and external audits, ensuring provision of accurate documentation.
• Implement and maintain internal controls to safeguard assets.
• Provide timely financial data and insights to management.
• Collaborate with other departments to ensure accurate cost allocations and reporting.

Requirements

• Bachelor’s degree in Accounting, Finance, or related field.
• Professional certification or progress toward one (ACA, ACCA, CPA) preferred.
• 2–5 years’ experience in accounting or finance.
• Strong knowledge of accounting standards (IFRS, GAAP).
• Proficiency in accounting software (e.g., SAP, Oracle, QuickBooks, Sage).
• Strong Excel and data analysis skills.
• High attention to detail and integrity.