Job Openings at Meristem Securities Limited

Job Summary

Support the Head of Account in provision of full financial and management accounting services to the Management, especially, MD/CEO. Manage and safeguard the company’s finance and financial resources.

Job Description

Job Duties/Responsibilities:

1. Strategic

• Ensure that an appropriate financial policy framework is in place to guide management decision-making, particularly in the areas of assets and liability management (ALM).
• Establish comprehensive operational guidelines & workflows covering all business transactions and processes.
• Maintain contacts and liaise with bankers, auditors, regulatory authorities (SEC, NSE, PFAs, and e.t.c), tax authorities (Federal & State) to ensure compliance and long-term financial security and stability.
• Participate in meetings of departmental heads as necessary and work closely with all departmental heads/management team, advising them on likely financial consequences of all proposed courses of actions.
• Be prepared to act as a member of project management team as necessary.

2. Financial / Accounting

• Ensure accuracy and integrity of all financial records and data input.
• Ensure production of accurate monthly and quarterly performance reports and management accounts.
• Ensure financial and other reporting systems are maintained in accordance with company’s accounting policies and relevant standards required by regulatory bodies, management and external auditors.
• Prepare weekly and monthly banks’ reconciliation reports.
• Ensure error-free trades posting into software(s) and timely settlement.
• Manage and monitor daily cash position to ensure effective liquidity management as well as minimize company’s exposures/liability.
• Production and submission of quarterly reports and any other reports as may be requested to SEC in specified format.
• Ensure effective coordination of offers processes and returns rending to issuing houses.
• Ensure the appropriateness of the key financial assumptions included in the company’s strategic policies and budgets.
• Prepare annual accounts and report for consideration by Management & the Board.
• Maintain records to meet management, statutory & legal requirements.
• Provide full accounting services to the management including departmental financial analysis and exploring any potential problems with them in order to make appropriate budgetary decisions.
• Undertake such other financial analysis and reporting as requested by the management from time to time.
• Prepare and render tax returns (PAYE, VAT, WHT, e.t.c) as and when due.
• Plan and manage company’s tax liabilities.
• Evaluate the tax liability impact of complicated courses of actions, minimize tax burden and deal with tax authorities and other government agencies (Federal & State).
• Advise management & departmental heads on major financial issues as they arise.
• Manage and maintain fixed asses schedule and depreciation schedules.
• Manage and maintain the company’s payroll system.
• Prepare and submit staff monthly pension remittances to the PFAs.
• Manage and maintain the financial accounting systems for the company.
• Coordinate/facilitate annual budget and forecasts sessions.
• Any other assignment as may be assigned by your supervisor

Job Experience

Qualification/Education:

• A minimum of first degree in any management science/social science-related discipline preferably in accounting, economics/finance.
• Professional qualification- A minimum of ACA/ACCA is compulsory while other qualifications such as ACS, ACTI, CFA will be added advantage.

Work Experience:

• 1 year Post NYSC cognate accounting experience.

Skills/Knowledge

• Good planner with analytical and problem solving flair.
• Strategic thinker with superb ability to micro manage and ensure operational excellence.
• Good attitude of seeing other departments/staff colleagues as internal clients.
• Commitment to providing accurate and timely information to a high standard.
• Ability to demonstrate oral and written communication excellence to staff and non-staff.
• Ability to coach and develop colleagues and delegate accountability to encourage staff responsibility and engagement.
• Excellent understanding of financial and accounting systems.
• Good grasp of accounting software and Microsoft Office, especially Excel at a minimum of intermediate level.
• Ability to adapt to changing situation and structures.
• A good team builder and manager.

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 Job Summary
The firm is seeking an experienced hire to join the lease and credit team. Ideal candidates should have successful experience working in a sales role. The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.
Job Description

Job Duties/Responsibilities:

• Enhance client and industry relationships, generate sales opportunities and tailor superior solutions.
• Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and services.
• Demonstrate macro-level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
• Develop and foster mutually beneficial relationships with industry contacts including dealers, brokers, insurers, and suppliers.
• Establish credibility so as to be viewed as a trusted business advisor within the client organization and industry network.
• Through direct selling, generate qualified equipment finance and leasing leads, proposing on and eventually closing required amounts of business.
• Properly and consistently recording customer and prospect data and sales efforts in all company-used databases and management systems.
• For the equipment financing relationship, act as the primary contact for customers and prospects, effectively communicating the company’s products and capabilities to the customer and the customer’s needs to the company.

Job Experience

Qualification/Education:

• Bachelor’s Degree or its equivalent
• At least, 5 years of experience in a similar position
• Professional qualification will be an added advantage.

Skills & Competencies:

• Negotiation Ability
• Interpersonal
• Leadership
• Integrity
• Team spirit
• IT savvy

Attributes

• Leadership
• Ability to influence others to do what is ethically right.
• Must possess good listening skills
• Must be fair, goal oriented, responsible and skilled
• Must be a good director of affairs both human and material
• Must be able to evaluate others
• Must be charismatic
• Proactive decision-maker
• Ability to forecast the market
• Ability to pay attention to details
• Ability to penetrate the market and get the best of prices for goods
• Ability to question assumptions
• Ability to proactively measure performance.
• Self-starter
• Must be an energetic person with unusual initiative
• Must be resilient
• Sound ethics and integrity.
• Must be discernibly honest and of consistent upright character.
• Must be ethical i.e. must follow the ideals and responsibilities of the banking industry as set out in the code of ethics guiding operations and operators in the
• industry.

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 Job Summary
The Growth Analyst role within Meristem is one that is responsible for driving the achievement of revenue enhancement objectives and KPIs
Achieve growth and retention focused cross-selling models, revenue management plans, customer information management tools, loyalty and rewards programs as well as Customer Value Proposition (CVP) enhancements.
Develop and execute customer acquisition strategies
Partner with the Data Science and Digital Transformation team to understand customer behavior and inform decisions
The role holder will require strong analytical skills, innovative thinking and be able to develop and execute strategy effectively.
Job Description

Job Interactions

• Internal
• Business Units
• Information Technology
• Digital
• Customer Acquisition and Retention
• Customer Relationship Management

External

Business Partners

Duties/Responsibilities

• Support the execution of customer growth and retention strategies through the development of customer engagement plans to ensure the achievement of business growth targets.
• Implement the customer management activities that drive greater engagement with products and services, to drive incremental transaction volume and revenue.
• Identify new areas of opportunity and quickly assess the potential upside of a given opportunity.
• Track customer value KPIs to optimize results.
• Develop promotion proposals including business case for approval from relevant stakeholders
• Create below the line communication campaigns and promotions to drive revenue generation efforts
• Monitor, optimize, and report on marketing and growth metrics
• Internalize and closely monitor the business P&L Income and form insight to support the business in areas to drive revenue and cost reduction
• Execute the Customer Value Management framework to deliver delightful customer experiences and increase our share of customer’s wallet
• Monitor business performance to ensure achievement of set targets through Weekly, Monthly and Quarterly business performance reports
• Execute initiatives to reduce churn and build preventive and win back strategies
• Customer profiling and segmentation based on data and behavior to inform the development of customer engagement plans
• Analysis of customer data to inform the appropriate CVM strategies to adopt
• Analyse customer activity and highlighting trends to inform customer engagement plans
• Measure impact of customer growth and retention initiatives to assess effectiveness of growth & retention strategies and recommend the appropriate action
• Compile and deliver weekly, monthly consumer dashboards to track performance against KPIs
• Assess the impact of growth and retention initiatives to optimize cost-reward of sales and marketing costs as well as effectiveness of the strategy
• Hands-on exploration of data, including customer or market research to understand user behavior across all facets of the customer journey
• Mine and analyze company data sets to identify key levers to accelerate growth.
• Communicate findings to leadership that goes beyond the numbers to facilitate marketing, sales, and product development strategies
• Develop success metrics and track key KPIs for growth experiments, optimizing performance through rapid, iterative tests
• Design frameworks, scorecards, and dashboards to measure business metrics and track high priority initiatives and experiments
• Discover opportunities to remove barriers for adoption, retention, engagement, and/or monetization, and partner cross-functionally to execute initiatives based on findings
• Help execute projects to drive insights that lead to customer, seller, and growth
• Work closely with marketing, design, product, support, to drive marketing and revenue generation campaigns
• Develop frameworks, models, tools, and processes to ensure that analytical insights can be incorporated into all key decision making
• Effectively present and communicate analysis to the company to drive business decisions
• Analyze the customer journey, identifying factors that impact conversion and retention, and proactively sharing these opportunities broadly within the company, including with your cross-functional peers, teams, and senior leadership
• Identify the most critical KPIs throughout the customer journey and tracking progress
• Creating dashboards, automated reports, and analyses to standardize and operationalize our reporting and insights
• Develop and deploy metrics, frameworks and dashboards for analysis across all portions of the funnel including acquisition channels, engagement, and retention
• Work with cross-functional teams (including Marketing, Product, Engineering, Design) to provide insights and be a crucial player in helping the teams understand growth opportunities
• Work performance marketing team to solve attribution
• Ad Hoc reporting and analysis to support the Senior Leadership team and inform strategic decisions
• Any other assignment as may be assigned by your supervisor

Job Experience

Work Experience and Qualification

• A good university degree from a reputable University - preferably in social sciences, Finance, or accounting
• Minimum of 2-4 years’ experience on growth, marketing or analytics teams
• 2-3 years of experience using data from multiple sources to create actionable insights
• Demonstrated ability and desire to present data and insights clearly and concisely to multiple audiences, including senior leadership
• Strong Analytical skills
• Critical thinking skills
• Exceptional Excel, SQL, and data analysis skills, including a good grasp of statistics. Python/R is a plus.
• Experience working with Segment and Google Tag Manager.
• Deep experience with Analytics tools such as Google Analytics and Amplitude.
• Experience with data visualization and reporting tools (Periscope, Tableau, Looker, Canva, etc.)
• Ability to translate insights from data into actionable outcomes.
• Track record of independent work that meets or exceeds goals against clearly stated objectives.
• A growth mindset and are continually trying to learn.

Skills & Competencies:

• Excellent interpersonal and communication skills
• Excellent prospecting and marketing skills
• Good knowledge of the Capital market and its operations
• Excellent presentation skills
• Must possess good selling skills
• Strong quantitative and analytical skills
• Results orientated
• Problem-solving
• Strong numerical skills
• Display strong research skills
• Self-learner with the ability to acquire the knowledge required to complete tasks
• Good appreciation of major industry and regulatory trends and challenges
• Display resourcefulness to achieve tasks
• Ability to be flexible and adaptable
• Ability to follow through on tasks and deliverables
• Display strong attention to detail
• Ability to manage cross-functional processes for the development of customer value propositions and how they are positioned to grow and retain customers.
• Ability to leverage data analytics capability into understanding customer behavior and using the outcomes to inform customer growth and retention initiatives and product enhancements.
• Skills/Knowledge
• Fluent in the full spectrum of Customer Value Management (CVM) systems.
• Ability to use imagination and new ideas to solutions.
• Can formulate new ideas or to adapt or use existing ideas in a new or unexpected way to solve problems. Ability to define appropriate measurements for growth
• Good understanding of consumer psychology
• Excellent interpersonal and communication skills
• Excellent prospecting and marketing skills
• Good knowledge of the Capital market and its operations
• Excellent presentation skills
• Must possess good selling skills
• Strong quantitative and analytical skills

Attributes

• Leadership
• Ability to influence others to do what is to be done.
• Must be fair, goal oriented, responsible and aggressive
• Must be able to evaluate others
• Must be charismatic
• Must be socially present
• Proactive decision-maker
• Ability to look beyond the obvious/routine
• Ability to see what others cannot see
• Ability to seek a richer set of alternatives
• Ability to question assumptions
• Ability to proactively measure performance
• Risk taker
• Sound ethics and integrity
• Must have high sense of integrity, accountability, and dependability
• Must uphold high ethical standard i.e., know and stick to all capital market rules as contained in Regulatory rules & code of ethics guiding operations in the industry.

Key Performance Metrics

• Increase in new customers
• Repeated transactions realised from existing clients
• Number of suggested recommendations that impacted sales
• Revenue growth impacted by analysis, strategy and insights
• Accuracy or correctness of reports
• Product and Service coverage ratio across the Business Units
• Turnaround time on deliverables
• Accuracy of customer, market intelligence and data gathering
• Effectiveness of customer acquisition strategy and implementation
• Project delivery

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Job Summary

• We are looking for a tax and accounting expert to manage and facilitate the accurate preparation and filing of the Group’s Tax and Related Matters. The ideal candidate is a team player who manages the tax team to greater performance, creates and implements tax plans and works with the accounting and leadership teams to identify opportunities for process improvement and potential areas of risk. The Head of Tax will ensure compliance with all tax laws locally and internationally applicable to our business and financial transactions through a series of systems and system controls that are designed to ensure accurate, timely reporting. He/she will monitor current and impending changes to tax regulation and make the appropriate updates to policies and strategies. He/she will participate in budget and project implementation with sole aim of identifying tax risks and opportunities. The ideal candidate is single minded in their pursuit of ensuring compliance and achieves this goal through optimizing reporting procedures and driving the successful function of the tax team.

Job Description

• Facilitate and manage the preparation and review tax computations, estimates and reports accruals deductions, remittance of tax dues and filing of tax returns and the accurate within the stipulated statutory time frame, including partnering with the business units accounts, finance and legal teams.
• Find and implement opportunities for process improvement in company tax procedures.
• Develop and implement strategic tax planning for all necessary federal and state taxes.
• Manage members of the tax team in the discharge of various tax responsibilities
• Plan for and develop overall return calendar and coordinate timing and inputs with tax team.
• Maintain effective control procedures over all aspects of the tax process.
• Manage and facilitate FIRS and State Inland Revenue Service Tax Audits in conjunction with external tax expert regarding preparing responses, creating schedules, etc.
• Monitor legislative and regulatory tax law developments, communicate the effects of these developments to management and the tax team and create strategies to capitalize on changes to taxation legislation.
• Provide support with various internal audits and special tax related projects.
• Keep close contact and manage relationship with FIRS and relevant State Inland Revenue Services
• Monitor and maintain compliance with transfer pricing rules and documentation of the group
• Manage and mentor members of tax team to greater levels of effectiveness and engagement.
• Recommending tax strategies that align with business goals
• Management of Tax Accountants (if applicable)
• Responsible to legally minimise tax liabilities through informed application of tax laws and regulations
• Manage tax compliance, reporting, and filing works for the Group and ensure timely and accurate filing of all applicable tax returns
• Establish appropriate system or processes for tax risk management for the Group
• Act as the key point of contact and support for relevant tax authorities on taxation matters
• Liaise with tax authorities and external tax expert and provide tax audit support for the Group
• Provide internal tax advisory services and support on business operation matters to the Group
• Any other assignment as may be assigned by your supervisor

Job Experience

QUALIFICATION

• Minimum of Second-Class Upper Degree in Accountancy, with ACCA, ACA, ACTI qualification.
• Master’s degree a plus but a strong requirement.

SKILLS

• Demonstrate strong interpersonal, communication and presentation skills
• Strong analytical and problem-solving skills and meticulous
• Possess good business acumen and highly adaptive.
• Mature, proactive, resourceful, and hands-on with good initiative.
• Independent and fast worker who can work well with minimal supervision.
• Ability to work well with stakeholders and communicate the benefits of tax initiatives.
• Extensive knowledge of all tax laws and regulations applicable to our business and financial transactions
• Strong accounting, analytical, and research skills.
• Excellent written and oral communication skills.
• Strong knowledge of accounting principles, analytical and research skills and standards especially International Financial Reporting Standards
• Good at meeting deadlines and solving problems
• Strong experience with a variety of tax operations and ability to drive process improvements.
• Strong ability to utilize project management and accounting best practices to organize and prioritize tasks and the tasks of other tax team members.
• Exceptional client service along with the ability to develop excellent client relationships
• Ability to multitask
• Proficiency in the following areas: Strong skills and experience with Word, Outlook, Excel, PowerPoint.
• Familiar with Tax ProMax of FIRS and other relevant tools

EXPERIENCE

• Minimum of 8 years’ tax experience in public accounting firm (Big 4 maybe an advantage)
• Prior experience in tax strategy implementation, planning support and project management will be advantageous.
• Prior strong working relationship with FIRS and State Inland Revenue Services