Latest Jobs at Crossover Microfinance Bank Limited

Job Description

• Daily check of call over of all books of account to ensure that is free from all errors
• Reconciliation of cash book and cash collateral (security deposit) GL on bank-one.
• Reconciliation of pass book, collection sheet and bank one
• Reconciliation of HMO’s with loan disbursed
• Reconciliation of loan disbursed on bank one and loan withdrawn ( GL )
• Ensure compliance with all the bank’s operational policies
• Daily check of cash book and verification of all branch expenses
• Preparation of Compliance and Internal Control Reports
• Checking of loan forms and verification of clients details after disbursement
• Pay random visit to client site for account reconciliation
• Daily review of petty cash book
• Ensure daily treatment of any exceptions on branch operational activities
• Ensure quality portfolio management including but not limited to group visitation, monthly branch audit ROs portfolio, loan appraisal reviews and loan monitoring.
• Regular review of the Branch’s Portfolio at Risk (PAR) in conformity with the bank’s policies (PAR≤3%).
• Monitor bank’s assets and identify any obsolete or idle assets for efficient disposal as may be required.
• Conduct physical verification of Property, Plant and Equipment (PPE) and monitor its disposal.
• Perform other duties and responsibilities, as may be assigned by the Head, Internal Control and Audit.

Requirements

• Candidates should possess an OND qualification with 2 - 4 years work experience.

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Job Description

• Create and enforce plans that will help meet the needs of customers
• Build long-term relationships with clients and customers
• Work quickly to address and resolve customer issues
• Notify the sales team of new sales and cross-selling opportunities
• Become familiar with the competition to stay ahead of them
• Encourage high-sales and good customer service practices
• Create strategies and work with clients to boost their brand
• Help promote and maintain a positive company image
• Ensuring your existing clients are satisfied through after-sales care, as well as gaining and using feedback
• Identifying and approaching potential new companies or individuals to engage as clients
• Researching industry trends and providing advice to colleagues about client strategy or new sales opportunities
• Giving presentations to clients about products or services
• Acting as a point of contact for complaints and escalating issues as appropriate
• Ensuring that the terms of a contract are adhered to by both your employer and clients
• Understanding and helping to meet the targets and aims of the client.

Requirements

• Interested candidates should possess a Bachelor's Degree in relevant fields with 3 - 5 years work experience.