Job Opportunities at Beyond Credit Limited

Duties And Responsibilities

• Develops an annual risk-based internal audit plan and oversee the implementation of the approved plan
• Ensures methodical documentation of work plans, testing results, conclusions and recommendations and ensures follow-up on findings and corrective actions.
• Ensure compliance with standard operating procedures of each department and processes in line with best practices.
• Provide technical assistance with investigations, and special audits, and provide subject-matter expertise as needed.
• Periodic sampling/full audit of loan officers
• Participate in the review of applications to ensure data integrity, confidentiality and availability by preventing unauthorized access always
• To ensure all the Organization’s products measures up to the required standard in the industry
• Remains current on audit regulatory oversight trends and develops a risk-based approach incorporated into the annual audit plan.
• Provides feedback and recommendations on business risks and improves operational efficiencies and processes where appropriate.
• Daily review of loan disbursement, closure and savings withdrawal
• Identify loopholes and recommend risk aversion measures and cost reductions.
• Conduct follow-up reviews of financial, operational, or regulatory compliance deficiencies noted during audits.
• Visit group meetings (at least 2 per day reconciling passbooks and system) and confirm the BM’s last visit date.
• Prepares daily, weekly and monthly monitoring and inspection reports.
• Carrying out Spot check/ Cash Count
• Flexibility to carry out any other task as requested by Management.

Qualifications / Requirements

• BSc / HND in Accounting, Economics or other numerate disciplines
• Professional accounting qualifications like ACA, ACCA or other recognized professional body is added advantage not compulsory
• Minimum of 3 years of work experience in the same capacity Proficient in computer (MS Excel, Word, PowerPoint) and relevant accounting packages.
• Flexibility to work in any designated BCL location across Nigeria (This role involves travelling).

Salary
Very competitive with other benefits.

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Duties And Responsibilities

• The branch manager is responsible for the administration and efficient daily operation of the branch including security and safety.
• He reports directly to the Area Manager and then the Head of Credit Administration. He or She is charged with the following responsibilities:
• Participates in the formation of groups and must verify at least leaders and secretaries to aid his/her loan decisions.
• Visits at least two groups with reports sent to immediate supervisor on daily routine
• Serve as the Chairperson of the credit committee at the branch level for business loans
• Ensures timeliness at work, timely disbursement and recovery of loans
• Timely and appropriate projection and daily reconciliation
• Provide a superior level of customer relations and promote the sales and service culture through coaching, guidance and staff motivation.
• Provides leadership, training and supervision to achieve results.
• Ensures total compliance with the organizational policies
• Delegates day-to-day operations/activities to branch staff with thorough support or supervision and be responsible for the outcome
• Participates in recovery if the need arises regardless of the cause but can make an official report if any anomalies are discovered for further investigation
• Performs loan officers’ jobs in the absence of loan officers concerned with appropriate communication with the head office for record and control purposes.
• Collection and posting of clients' loan repayments and savings on the system
• Maintain a healthy branch portfolio and retention of customers through quality customer service
• Identifies subordinates’ potential strength/weaknesses, utilize the strengthened and support the weak until proven not heeding/capable
• Represents the organization appropriately in the community where the branch operates
• Perform any other duties as assigned by the management of Beyond Credit Limited

Qualifications / Requirements

• BSC/HND in Business Management, Economics or other related disciplines
• Minimum of 3 years of work experience in the same capacity
• Proficient in computer (MS Excel, Word, PowerPoint).
• Good verbal and written communication skills.

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Job Requirements

• Candidates should possess a minimum of B.Sc / HND qualification.
• Minimum of 2 years of Sales/Marketing experience
• Applicants must be fast learners and interested in building a career in sales.
• Residents of the above locations only are advised to apply.

Salary
Very competitive with other benefits.

Benefits

• Monthly base pay
• HMO cover
• Pension plan
• 13th Month Salary
• Performance Incentive.