At Moniepoint, we are a customer-focused community, dedicated to crafting solutions that redefine our industry. We have several products that provide essential services for businesses such as credit, overdrafts etc. We leverage artificial intelligence and data to make our decisions but also have the technology and data-driven best practices used to support our businesses.
Key Responsibilities:
- Design and Development:
- Design and develop PCBs using tools like Proteus/Eagle.
- Collaborate with team members to ensure the integrity and efficiency of hardware designs.
- Support rapid prototyping initiatives.
- Design diagnostic tools for quick defect detection
- Debugging and Troubleshooting:
- Utilize oscilloscopes, logic analyzers, and other debugging tools to diagnose and rectify hardware issues.
- Collaborate with the lead engineer and team members to resolve complex hardware challenges.
- Documentation:
- Maintain detailed documentation for all hardware designs, changes, and iterations.
- Assist in the creation of user manuals and technical guides.
- Collaboration:
- Work closely with cross-functional teams, including software engineering and product management, to ensure smooth integration and meet product objectives.
- Attend team meetings and provide updates on project progress and challenges.
- Provide continuous training for field repair engineers.
Requirements
- Minimum of B.Sc./HND
- At least 3-5 years of experience in a related role.
- Experience with the Agency banking business would be an added advantage.
- Good computer skills. Must have knowledge of the Microsoft Office Suite (Excel, Word and PowerPoint)
- Good Relationship skills and emotional intelligence skills
- Must be self-driven and be able to take initiative
- Good communication and interpersonal skills
- Ability to work with limited supervision.
- Proficient in English
go to method of application »
As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.
Job Responsibilities
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Perform all other credit related functions as may be assigned by a supervisor
Qualifications
- A minimum of an OND in any business related discipline
- A minimum of 2 years experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- A good knowledge of financial analysis is an added advantage
- Must be resident in Bayelsa
Relevant Skills
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
go to method of application »
The Head of Audit at TeamApt Limited plays a crucial role in ensuring the integrity, efficiency, and effectiveness of the bank's operations and internal controls. This role requires a deep understanding of risk management, regulatory compliance, and auditing practices, alongside a commitment to promoting transparency and accountability within the organization.
The CAO will lead the internal audit function, providing independent assurance and insights to the executive team and the Board of Directors.
Key Responsibilities:
Key responsibilities include but are not limited to:
Internal Audit Strategy and Planning
- Develop and implement a comprehensive internal audit strategy that aligns with
- Moniepoint’s mission and business objectives.
- Lead the annual audit planning process, ensuring that audit activities focus on areas of
- highest risk and are aligned with organizational goals.
- Regularly review and update the audit plan in response to emerging risks and changes in the business environment.
Audit Execution and Reporting
- Oversee the execution of audit engagements, ensuring that audits are conducted in accordance with professional standards and best practices.
- Ensure the preparation of accurate, timely, and insightful audit reports that highlight key findings, risks, and recommendations.
- Present audit findings and recommendations to the executive team and the Board Audit
- Committee, fostering a culture of continuous improvement.
Risk Assessment and Management
- Collaborate with the Chief Risk Officer and the risk management team to identify and assess key risks across the organization.
- Provide independent assurance on the effectiveness of risk management processes and
- internal controls.
- Recommend enhancements to risk management practices to protect Moniepoint’s assets and reputation.
Regulatory Compliance
- Ensure that the company’s operations are in compliance with all relevant regulatory requirements and industry standards.
- Coordinate with external auditors and regulatory authorities to facilitate inspections and regulatory reviews.
- Monitor changes in regulations and industry trends to ensure the bank’s compliance framework remains current and effective.
Internal Controls and Governance
- Evaluate the adequacy and effectiveness of internal controls, governance processes, and risk management frameworks.
- Recommend improvements to enhance operational efficiency, reduce risk, and promote effective governance.
- Promote a strong internal control culture throughout the organization.
Strategic Advisory and Leadership
- Provide strategic advice to the executive team on emerging risks, control issues, and opportunities for improvement.
- Support strategic initiatives by assessing potential risks and advising on risk mitigation strategies.
- Contribute to the development of business strategies and objectives from an audit and risk perspective.
Team Management and Development
- Design, lead, mentor, and develop the internal audit team, fostering a culture of excellence, accountability, and continuous learning.
- Set clear performance expectations and provide regular feedback to support the professional growth of team members.
- Ensure the audit team remains up-to-date with the latest audit techniques, industry trends, and regulatory developments.
Stakeholder Engagement
- Build and maintain strong relationships with key stakeholders, including senior management, the Board Audit Committee, and external auditors.
- Communicate effectively with stakeholders to ensure a clear understanding of audit objectives, findings, and recommendations.
- Promote collaboration and information sharing across the organization to enhance the effectiveness of audit activities.
Requirements
- Bachelor’s degree in Accounting, Finance, Economics, or a related field (required).
- Professional certification: ICAN, ACCA, or CPA (required).
- CIA (Certified Internal Auditor) is highly desirable.
- MBA or Master’s in Finance or Risk is a plus.
- 5–8+ years of experience in internal audit, risk, or compliance.
- Minimum of 3 years in a senior or leadership role within audit or assurance.
- Strong knowledge of the Nigerian financial ecosystem.
- Experience in the financial services sector is essential, especially in digital payments, banking, or fintech.
- Strong understanding of CBN regulations, AML/CFT frameworks, and internal control standards (e.g., COSO, SOX, ISO standards).
Gmail
Yahoomail