Jobs at Rosabon Financial Services

Job Scope

• The Fund Mobilization officer (IMTT) proactively sources for fund placements from individuals and corporate organizations using both the company’s offline and online channel in attracting customers to invest in the fund placement products.
• The officer is responsible for deepening investor’s relationships, exploring funding opportunities, and educating the customers on the numerous opportunities to grow their wealth by investing in the company’s wealth creation products within the provisions of the regulatory guidelines and organizational policies.
• This role is highly competitive and adequately incentivized with commission and productivity bonus in addition to a base salary.

Job Description

• Market and Sell the company’s fund investment products to individuals: Promote and sell fund placement products to individual and corporate bodies
• Promote digital channels adoption: They interact with existing and potential customers on using the company’s Wealth Creation Investment App
• Customer Engagement: Build relationship with customers , understand the financial needs and guide them on using the Wealth Management App
• Product knowledge : Stay up to-date on company treasury products and services to effectively communicate their value to the customers
• Customer Education: Educate customers on the benefits of the fund placements products, and guide them on how to utilize the company’s products and service their wealth maximization

Performance Metrics

• Sales targets: Meet or exceed sales targets for treasury products.
• Customer acquisition: Acquire new customers and grow the customer base.
• Customer satisfaction: Ensure high customer satisfaction ratings through effective service delivery.
• Digital channel adoption: Increase adoption rates of the company's digital channels, particularly the WealthManagementapp.

Qualifications

• Interested candidates should possess an HND / OND qualification with at least 1 year work experience.

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Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.
• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators:

• Meet Set Monthly loan and investment Targets
• Reduced number of Non-Performing loans
• Customer retention rate of minimum 90% across loan and investment products

Requirements

• Candidates should possess a B.Sc Degree in Finance, Economics or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment and meet set target.

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Job Summary

• As an Independent Wealth Management Executive, the ideal candidate will play a pivotal role in driving our wealth management business by acquiring new clients and fostering long-term relationships.
• This role is ideal for individuals who possess a dynamic personality, strong communication skills, and a passion for sales.
• They would possess strong negotiation skills to navigate and close deals, ensuring mutually beneficial outcomes for both clients and the company.
• The ideal candidates will always present themselves in a manner that reflects the high standards of our financial
• services firm.
• This includes maintaining a well-groomed and polished appearance, dressing in business attire that aligns with our corporate image, and exuding a professional demeanor in all client interactions.
• A neat and presentable appearance is crucial in building trust and confidence with our clients.
• While we value charisma and a sales-oriented mindset, we are seeking professionals at a junior and mid-level stage with a drive for sales in a fast paced industry.

Responsibilities

• Independently identify and acquire new clients for wealth management services through prospecting, networking, and relationship-building.
• Conduct financial needs analysis and present tailored wealth management solutions to clients, aligning with their financial goals and objectives.
• Foster strong, long-term relationships with clients by providing exceptional service, addressing inquiries, and staying informed about changes in their financial circumstances.
• Stay abreast of industry trends, market conditions, and competitor offerings to effectively position the company’s wealth management services.
• Ensure adherence to regulatory requirements and company policies in all client interactions and transactions.
• Provide regular reports on leads, client acquisition and revenue generation, highlighting achievements and areas for improvement.
• Any other tasks as assigned by the line manager.

Requirements

• Minimum of ND, HND or its equivalent in any field.
• 1 - 3 yearsof  experience in sales in any industry, sales experience within financial services or wealth management is a plus
• Charismatic personality with excellent communication and presentation skills.
• Smart and sharp Professional outlook
• Ability to work independently and meet ambitious targets.
• Adept at building and maintaining client relationships.
• High ethical standards and integrity in all financial dealings, placing the clients' best interests at the forefront.

Skills / Competencies:

• Exceptional interpersonal and relationship-building skills.
• Ability to establish trust and credibility with clients.
• Effective communication to understand and address clients' financial goals.

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Job Summary

• The Commercial Pricing Manager plays a pivotal role in driving profitability and revenue growth for the company by developing and implementing effective pricing strategies.
• They are responsible for analyzing market dynamics, assessing competitor pricing strategies, and optimizing pricing models to maximize profitability while maintaining competitiveness.
• The role requires a strong analytical mindset, strategic thinking, and excellent communication skills to collaborate across departments and drive alignment with overall business objectives.

Responsibilities

• Market Analysis: Conduct thorough market research to understand customer demand, industry trends, and competitor pricing strategies.
• Price Setting: Develop pricing strategies across all products that align with business goals and objectives, considering factors such as costs and desired profit margins.
• Price Optimization: Continuously monitor pricing data and performance metrics to identify opportunities for price optimization and revenue maximization.
• Competitive Analysis: Analyze competitor pricing strategies and adjust pricing tactics accordingly to maintain competitiveness in the market.
• Revenue Management: Collaborate with sales, product and Research and Development teams to develop pricing tactics that drive sales volume and revenue growth.
• Performance Monitoring: Track key performance indicators (KPIs) such as sales volume, revenue, profit margins, and market share to assess the effectiveness of pricing strategies.
• Cross-functional Collaboration: Work closely with cross-functional teams to ensure alignment of pricing strategies with overall business objectives and market dynamics.
• Strategy Development: Develop and implement pricing strategies for new product launches, promotional campaigns, and market expansions.
• Process Improvement: Identify opportunities to streamline pricing processes and systems to enhance efficiency and accuracy

Requirements

• Bachelor's Degree in Business Administration, Finance, Economics, Marketing, or a related field. A Master's degree or MBA may be preferred for some positions.
• 3-5 years of experience in pricing analysis, revenue management, or related roles, preferably in the financial service industry.
• Professional certifications such as Certified Pricing Professional (CPP) or Certified Pricing Strategy Analyst (CPSA) may be advantageous.
• Experience with pricing strategy development, implementation, and optimization.
• Demonstrated track record of success in driving revenue growth and profitability through effective pricing strategies.
• Experience in cross-functional collaboration with sales, marketing, finance, and product management teams.
• Familiarity with regulatory and compliance requirements related to pricing and contracts.
• Proficiency in statistical analysis, financial modeling, and forecasting techniques to assess pricing strategies and their impact on profitability.