Fresh Jobs at VendorCredit

Role Overview

• The HR Executive will be responsible for supporting recruitment, employee onboarding, employee relations, performance management, learning and development, HR administration, and employee engagement. 

Qualifications

Regulatory Compliance: 

• Monitor and ensure VendorCredit’s adherence to applicable Nigerian and international laws, regulations, and guidelines, including AML/CFT, data protection, consumer protection, and fintech-specific regulations. 
• Maintain an up-to-date understanding of regulatory changes and advise the Head, Legal & Compliance and relevant business units on implications. 
• Prepare periodic regulatory compliance reports for management and regulatory submissions as required. 

KYC/KYB and Onboarding Oversight: 

• Support the implementation and enforcement of VendorCredit’s KYC/KYB policies and procedures. 
• Review client and counterparty onboarding documentation to ensure compliance with internal standards and regulatory requirements. 
• Monitor ongoing due diligence, transaction patterns, and risk indicators to detect suspicious activity. 
• Collaborate with Operations, Risk, and Legal teams to strengthen controls over onboarding, verification, and periodic refresh of client information. 

Internal Controls: 

• Assess and test internal control processes across VendorCredit’s operations to ensure efficiency, reliability, and compliance with company policies. 
• Identify gaps in control frameworks and recommend corrective actions. 
• Track completion of performance reviews and follow up with managers and employees.  
• Maintain performance records and support the preparation of performance reports.  
• Assist managers with performance-related documentation and processes.  

Learning & Development

• Support the identification of employee training and development needs.  
• Coordinate internal and external training programmes.  
• Maintain the annual learning and development calendar.  
• Track employee participation and completion of assigned courses.  
• Collect training feedback and prepare training reports.  
• Track completion of performance reviews and follow up with managers and employees.  
• Maintain performance records and support the preparation of performance reports.  
• Assist managers with performance-related documentation and processes.  

Learning & Development

• Support the identification of employee training and development needs.  
• Coordinate internal and external training programmes.  
• Maintain the annual learning and development calendar.  
• Track employee participation and completion of assigned courses.  
• Collect training feedback and prepare training reports.  

Employee Relations & Engagement

• Serve as a point of contact for employees on HR-related matters.  
• Support the resolution of employee concerns and workplace issues.  
• Assist with disciplinary and grievance processes in line with company policies and applicable labour regulations.  
• Coordinate employee engagement initiatives, including team activities, quarterly hangouts, recognition programmes, and other HR initiatives.  
• Promote a positive employee experience and healthy workplace culture.  

HR Policies & Compliance

• Support the implementation and communication of HR policies and procedures.  
• Ensure HR processes comply with applicable Nigerian employment laws and regulatory requirements.  
• Maintain proper documentation for HR processes and employee records.  
• Support periodic reviews and updates of the employee handbook and HR policies.  

Payroll, Benefits & HR Operations

• Provide accurate employee information and changes required for monthly payroll processing.  
• Support administration of employee benefits, including HMO and other company-provided benefits.  
• Coordinate employee enrolment, updates, and exits with relevant benefit providers.  
• Support leave, attendance, and employee movement tracking.  
• Prepare HR reports and provide relevant workforce data for management decision-making.  

HR Reporting & Data Management

• Maintain accurate and up-to-date HR records and databases.  
• Prepare periodic HR reports on recruitment, headcount, turnover, leave, training, performance, and other HR metrics.  
• Use HR data to identify trends and support improvements in HR processes.  
• Ensure timely updates of the HRIS and other HR trackers.  

Key Performance Indicators (KPIs) 

• Recruitment turnaround time and quality of hires.  
• Timely completion of onboarding and employee documentation.  
• Accuracy and completeness of HR records.  
• Performance appraisal completion rate.  
• Training completion and employee participation rates.  
• Employee engagement and HR initiative participation.  
• Timely resolution of employee queries and HR issues.  
• Compliance with HR policies and statutory requirements.  
• Accuracy and timeliness of HR reports.  
• HRIS data accuracy and completeness.  

Qualifications & Requirements 

• Bachelor’s degree in Human Resources, Industrial Relations, Business Administration, or a related discipline.  
• 2–4 years of relevant HR experience, preferably within a fast-paced, technology, fintech, or financial services environment.  
• Professional certification such as CIPM, SHRM, or CIPD is an added advantage.  
• Good knowledge of HR operations, recruitment, employee relations, performance management, and Nigerian employment practices.  
• Experience using HRIS and other HR technology platforms.  
• Strong proficiency in Microsoft Office, particularly Excel and Word.  
• Excellent written and verbal communication skills.  
• Strong analytical and problem-solving abilities.  

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Role Overview

• The Data Analyst is responsible for collecting, analyzing, and interpreting data to generate actionable insights that drive business decisions across credit risk, operations, finance, marketing, and customer experience.
• The analyst will work closely with cross-functional teams to develop dashboards, monitor key performance indicators (KPIs), identify trends, and support strategic initiatives through data-driven recommendations.

Qualifications

Key Responsibilities

• Collect, clean, validate, and analyze large datasets from multiple sources to ensure data accuracy and integrity.
• Develop and maintain dashboards, reports, and scorecards to monitor business performance and operational metrics.
• Analyze customer behavior, transaction patterns, loan portfolio performance, and repayment trends to provide actionable insights.
• Support the Credit Risk team by analyzing default rates, delinquency trends, customer segmentation, and risk indicators.
• Monitor product performance and customer engagement metrics to identify opportunities for business growth.
• Perform ad hoc analysis to support decision-making across departments, including
• Finance, Operations, Sales, Marketing, and Product.
• Collaborate with business stakeholders to understand reporting requirements and translate them into meaningful analytical solutions.
• Design and automate recurring reports to improve efficiency and reduce manual reporting.
• Identify data quality issues and work with relevant teams to resolve inconsistencies.
• Develop predictive and descriptive analyses to support business forecasting and strategic planning.
• Interpret complex datasets and communicate findings through clear visualizations and presentations.
• Track key business KPIs such as customer acquisition, loan disbursement, repayment
• performance, portfolio quality, revenue, and operational efficiency.
• Assist in A/B testing, campaign performance analysis, and customer retention initiatives.
• Ensure compliance with data governance, privacy, and security policies.
• Continuously identify opportunities to improve reporting processes and analytical capabilities.
• Provide risk insights to support effective collections and recovery strategies.

Key Performance Indicators (KPIs)

• The Data Analyst’s performance will be measured using, but not limited to, the following KPIs:
• Accuracy and timeliness of reports and dashboards.
• Data quality and integrity metrics.
• Dashboard adoption and stakeholder satisfaction.
• Reduction in manual reporting processes through automation.
• Quality and impact of business insights delivered.
• Support provided to business units in achieving operational and financial targets.
• Timely completion of analytical requests.
• Improvement in reporting efficiency and decision-making through analytics.

Requirements:

• Bachelor’s degree in Statistics, Computer Science, or a related quantitative discipline.
• 2–4 years of experience as a Data Analyst, preferably within a FinTech, Financial
• Services, Banking, or Technology environment.
• Experience working with financial, transactional, or lending datasets is an added advantage.
• Advanced Microsoft Excel and SQL skill.
• Experience with Power BI, Tableau, or Looker.
• Proficiency in Python or R for data analysis.
• Strong understanding of relational databases.
• Knowledge of ETL processes and data warehousing concepts.
• Experience using APIs and integrating multiple data sources is an advantage.
• Strong statistical and analytical thinking.
• Ability to identify trends, anomalies, and business opportunities.
• Excellent problem-solving and critical-thinking skills.
• Ability to convert complex data into meaningful business insights.
• Excellent communication and presentation skills.
• Strong attention to detail and accuracy.

Key Performance Indicators (KPIs)

• Accuracy and timeliness of reports and dashboards.
• Data quality and integrity metrics.
• Dashboard adoption and stakeholder satisfaction.
• Reduction in manual reporting processes through automation.
• Quality and impact of business insights delivered.
• Support provided to business units in achieving operational and financial targets.
• Timely completion of analytical requests.
• Improvement in reporting efficiency and decision-making through analytics.

Added Advantage

• Professional certifications in Data Analytics, Power BI, SQL, Python, or Data Science.
• Experience working with cloud data platforms such as AWS, Azure, or Google Cloud.
• Familiarity with FinTech products such as digital lending, payments, wallets, or embedded finance.
• Knowledge of financial reporting, risk analytics, and regulatory reporting is an added advantage.

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Role Overview

• The Corporate Finance Manager will oversee corporate financial planning and treasury management functions, ensuring effective fund utilization, liquidity management, and risk mitigation.
• The role involves collaborating with financial partners, optimizing financial resources, and driving the company’s corporate finance strategy to support its growth objectives.
• A strong understanding of economics and its implications on financial decision-making is critical to this role.

Bank and Partner Activities

• Manage and maintain relationships with financial partners, including banks, finance houses, and cooperatives.
• Oversee bank and account operations, ensuring smooth financial transactions with partners.
• Evaluate and manage transaction costs with financial partners to optimize financial performance.
• Provide monthly rate guidance and investment advice.
• Update investment payout schedules and compute liquidity positions.
• Assess and establish monthly cost of funds to align with business objectives.

Asset, Liability, and Liquidity Management

• Plan and manage funds for disbursement and expense requirements across financial institutions.
• Oversee liquidity, exposure, and leverage management in partnership with banks.
• Handle excess liquidity investments and risk mitigation strategies.
• Develop collection schedules in collaboration with risk and portfolio management teams.
• Monitor FX liquidity exposure and set FX trigger points to mitigate currency devaluation risks.
• Define performance benchmarks for margins, reserves, cash, collections, and liquidity
• in alignment with executive directives.
• Analyze economic trends and assess their impact on liquidity, funding, and investment strategies.

Corporate Finance

• Originate deals for fund-raising efforts, working with banks, finance houses, and cooperatives.
• Prepare documentation to support deal origination and ensure regulatory compliance.
• Collaborate with the growth team on front-end deal origination when required.
• Leverage economic insights to structure and negotiate financing options effectively.

Treasury Management

• Manage liquidity to ensure the organization has sufficient funds to meet its operational needs.
• Develop strategies to optimize cash flows and minimize financial risks.
• Oversee interest rate risk and advise on appropriate mitigation strategies.
• Analyze and report on FX risks, providing solutions to reduce exposure.
• Apply economic principles to forecast market trends and identify opportunities for financial optimization.

Reporting and Compliance

• Prepare and deliver weekly financial reports to key stakeholders.
• Oversee financial reporting and bank reconciliation activities.
• Monitor and ensure compliance with established KPIs and financial parameters.
• Generate comprehensive reports and provide insights on mitigants for interest rate, liquidity, and FX risks.
• Incorporate economic data in financial reporting to support strategic decision-making.

Qualifications

• Education: Bachelor’s degree in Finance, Economics, Accounting, or a related field.
• A master’s degree or professional certification (e.g., CFA, ACA, ACCA) is an advantage.
• Experience: Minimum 7–10 years of experience in corporate finance, treasury management, or a related field, preferably within the banking or financial services sector.

Skills:

• Strong analytical and problem-solving skills.
• Excellent relationship management and negotiation skills.
• Proficiency in financial modeling and reporting tools.
• In-depth understanding of financial regulations and risk management practices.
• A strong grasp of economic principles and their impact on financial markets and corporate finance activities.

Key Competencies

• Strategic thinker with a proactive approach to financial management.
• Exceptional communication skills to liaise with internal and external stakeholders.
• High attention to detail with the ability to multitask and prioritize.
• Demonstrates a solid understanding of economic factors influencing financial
• decision-making and market dynamics.

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Role Overview

• The Business Development Manager – Risk Assets (Platforms/Business) is responsible for leading the strategy, acquisition, and management of risk asset portfolios through innovative platforms and business partnerships. This role focuses on scaling the company’s lending operations, mitigating risks, and driving revenue growth while aligning with organizational objective

Key Responsibilities

Strategic Planning and Execution

• Develop and execute a comprehensive strategy for growing risk asset portfolios
• through partnerships, platform integrations, and direct business engagements.
• Identify and prioritize market opportunities that align with the company’s financial goals.
• Collaborate with senior management to set targets and ensure alignment with overall business objectives.

Risk Asset Portfolio Management

• Oversee the evaluation, approval, and onboarding of partnerships that drive the growth of risk assets.
• Ensure all credit opportunities meet the organization’s risk management policies and compliance standards.
• Monitor and manage the performance of risk asset portfolios, ensuring portfolio health and profitability.
• Stakeholder Management and Negotiation
• Build and nurture relationships with strategic partners, business clients, and financial institutions to secure profitable opportunities.
• Negotiate terms and agreements with partners and clients, balancing risk and return.
• Serve as the primary contact for platform partners, ensuring effective communication and collaboration.

Team Leadership and Collaboration

• Lead and mentor a team of Business Development Officers to achieve departmental goals.
• Coordinate with cross-functional teams, including credit, risk, compliance, and operations, to ensure seamless execution of business initiatives.
• Provide training and development opportunities to enhance the team’s capabilities in managing risk assets.

Market Analysis and Research

• Conduct market research to identify emerging trends, competitive landscapes, and growth opportunities.
• Analyze data to inform decision-making and adjust strategies in response to market conditions.
• Stay updated on regulatory developments and their impact on risk asset management and lending practices.

Reporting and Performance Metrics

• Monitor and report on key performance indicators (KPIs), including portfolio growth, asset quality, and revenue contributions.
• Provide detailed performance analyses and insights to senior management, highlighting opportunities and areas for improvement.
• Develop forecasts and projections to support business planning and risk mitigation strategies

Qualifications

Educational Requirements

• Bachelor’s degree in Finance, Business Administration, Economics, or related fields.
• MBA or professional certifications (e.g., CFA, ACCA, or similar) are highly preferred.

Experience

• Minimum of 5–8 years of experience in business development, credit risk
• management, or related fields within financial services or fintech.
• Proven track record of successfully managing and scaling risk asset portfolios.

Key Skills

• Deep understanding of credit risk assessment, asset-based lending, and financial products.
• Strong leadership and team management skills.
• Excellent negotiation, communication, and stakeholder management abilities.
• Analytical and problem-solving skills with a focus on data-driven decision-making.
• Proficiency in CRM and financial analysis tools.

Preferred Attributes

• Strategic thinker with the ability to innovate and adapt to dynamic market conditions.
• Goal-oriented with a commitment to achieving measurable results.
• Knowledge of regulatory frameworks governing lending and risk management in financial services.

Key Performance Indicators (KPIs)

• Growth and profitability of risk asset portfolios.
• Loan repayment and portfolio quality metrics.
• Number and value of strategic partnerships and platforms integrated.
• Achievement of revenue and business development targets.
• Team performance and contribution to overall business goals