Jobs at Beyond Credit Limited

Job Summary

• The Business Development Manager (BDM) is responsible for driving business growth, expanding the customer base, and ensuring sustainable portfolio performance.
• The ideal candidate will demonstrate strong leadership, a deep understanding of microfinance operations, and a proven ability to achieve business and performance targets.
• The role reports directly to the Head of Growth and involves strategic planning, market expansion, and team supervision.

Key Responsibilities

• Develop and implement strategic plans to achieve sales targets and expand the company’s market presence.
• Identify new business opportunities, partnerships, and market segments for growth.
• Supervise and support branch teams to meet and exceed business objectives.
• Monitor and analyze branch and regional performance, recommending improvement strategies where necessary.
• Lead the development and execution of loan products and marketing initiatives tailored to target markets.
• Drive customer acquisition, retention, and satisfaction through consistent engagement and quality service delivery.
• Conduct market research and competitor analysis to inform business strategy.
• Ensure strong loan portfolio quality and compliance with organizational policies.
• Provide leadership, mentorship, and motivation to field officers and branch managers.
• Prepare periodic business performance reports for management review.
• Represent the organization professionally in external stakeholder engagements.
• Perform any other duties as assigned by management.

Requirements and Qualifications

• B.Sc./HND in Business Administration, Marketing, Economics, or a related discipline.
• Minimum of 4 years of relevant experience in a Microfinance Institution (MFI) — MFI experience is essential.
• Proven success in sales, business strategy, and loan portfolio management.
• Strong leadership, negotiation, and interpersonal skills.
• Proficiency in Microsoft Office Suite.
• Excellent analytical, problem-solving, and communication skills.

Compensation and Benefits

• N250,000 – N300,000 Net Monthly Salary
• Transport Allowance
• Performance-Based Incentives
• 13th-Month Salary
• Annual Leave and Leave Management
• Health Maintenance Organization (HMO) Coverage

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Responsibilities

• Conduct daily call-over of transactions.
• Carry out spot checks and cash counts.
• Review petty cash for budgetary control.
• Confirm and review all branch purchases.
• Perform periodic sampling/full audit of Loan Officers.
• Review KYC compliance for all new customer registrations daily.
• Review loan disbursements, closures, and savings withdrawals on a daily basis.
• Prepare monitoring and inspection reports.
• Ensure compliance with internal policies and regulatory requirements.

Requirements

• HND / B.Sc. in Accounting, Economics, or other numerate disciplines.
• Minimum of 2 years of relevant work experience in a similar capacity.
• Proficient in the use of MS Office applications (Excel, Word, PowerPoint).
• Excellent attention to detail and ability to maintain a high level of confidentiality.
• Proximity to the office location (Ikeja) is essential.

Benefits

• Salary: N130,000 – N150,000 (Net) monthly.
• Health Maintenance Organization (HMO) coverage
• Annual leave and leave allowance
• 13th-month salary
• Professional and career growth opportunities
• Supportive and collaborative work environment.