Technical Product Manager at Credit Direct Limited

Responsible for driving the vision, technical strategy, and execution of fintech products across payments, investments, and credit. This role bridges business requirements with technical execution, ensuring alignment between engineering, product design, and market needs. The Technical Product Manager will work closely with the Product Delivery Manager and cross-functional teams to deliver scalable, compliant, and customer-centric financial solutions.

Job Details

Product Strategy & Technical Execution:

• Translate fintech business needs (payments, investments, credit) into technical product requirements and specifications.
• Collaborate with engineering to design scalable, secure, and compliant financial solutions.
• Manage product roadmaps with a focus on technical feasibility, reliability, and scalability.
• Define and oversee API and integration requirements with core banking applications, card services, and AI-driven platforms etc.
• Ensure compliance with financial regulations, security, and data protection standards.
• Evaluate and incorporate AI capabilities (e.g., fraud detection, personalization, predictive analytics) into product strategies.

Stakeholder Collaboration:

• Work directly with the Product Delivery Manager to align technical product goals with delivery timelines.
• Partner with product discovery, product design, and product management teams to ensure end-to-end lifecycle success.
• Collaborate with project managers to ensure effective execution, reporting, and risk management.
• Manage third-party vendor integrations (banking partners, card networks, AI solution providers).

Product Development & Delivery:

• Oversee backlog prioritization, balancing features, technical debt, and infrastructure improvements.
• Support sprint planning, grooming, and technical documentation.
• Configure and manage workflow tools (e.g., Jira, Confluence, Trello, or equivalent) to facilitate seamless product delivery.
• Champion best practices in agile delivery, DevOps adoption, and CI/CD pipelines.

Performance Monitoring & Optimization:

• Define and monitor technical KPIs (latency, uptime, system errors).
• Ensure products maintain high reliability, security, and performance post-launch.
• Conduct root-cause analysis of technical issues and drive continuous improvement.
• Stay current with emerging fintech, AI, and payments industry trends.

Requirements

Education/Professional Qualification:

• Bachelor’s degree in Computer Science, Engineering, Information Systems, or related technical field.
• Master’s degree or professional certifications (e.g., AWS, Azure, Agile, Scrum, PMP) is an advantage.

Experience:

• 3–5 years in product management with a strong technical background in fintech.
• Hands-on experience working with core banking applications, card services, and APIs.
• Exposure to AI products with an understanding of how AI can be applied from a product management perspective.
• Familiarity with workflow/configuration tools (e.g., Jira, Confluence, Trello) used in product delivery.
• Experience collaborating with project managers on large-scale delivery initiatives.
• Track record of successfully managing technical products from concept to launch.

COMPETENCIES

Technical:

• API & Platform Management
• Core Banking & Card Services Knowledge
• AI & Data Analytics Awareness
• Systems Architecture
• Cloud Services (AWS, Azure, GCP)
• DevOps & CI/CD Practices
• Cybersecurity & Compliance Awareness
• Agile & Scrum Methodologies
• Workflow Tools (Jira, Confluence, etc.)

Behavioural

• Strong Analytical Thinking
• Stakeholder Management
• Technical Communication (bridging tech and business)
• Problem-Solving & Decision-Making
• Strategic Thinking
• Result Oriented
• Entrepreneurial & Innovative Mindset
• Emotional Intelligence
• Collaboration with Cross-Functional Teams