Product Manager - IMTO at SycamoreNG

Job Summary

• You will own the international remittance and cross-border money movement vertical. While Sycamore’s core Payments PM manages domestic clearing (NIP, cards, accounts, billers), this PM will specifically build and optimize inbound/outbound international corridors (e.g., UK/Diaspora to Nigeria), foreign exchange (FX) management engines, and regulatory remittance reporting.
• You will coordinate closely with the parent payments squad to utilize existing domestic payment rails for local pay-outs, while establishing specialized integrations with overseas aggregator partners, clearing switches, and FX liquidity providers.
• You will act as the dedicated product owner ensuring strict adherence to UK data protection, access controls, and underwriting compliance while working closely with group engineering teams.

Core stack

• Rails: Cross-Border Messaging, Settlement Switches, NIBSS NIP Inwards/Outwards
• FX & Compliance: Dynamic FX Rate Feeds, AML/Sanctions Screening, CBN IMTO Reporting Engines
• Analytics & Databases: SQL, Metabase, Postman (API debugging)
• Product & Delivery Management: Jira, Superhuman docs, Slack

Key Responsibilities

• Cross-Product Adaptation: Collaborate with Sycamore’s Group PMs (Payments especially) to adapt existing group modules (e.g., NIP rails etc.) to the IMTO entity.
• IMTO Product Strategy: Design and launch Sycamore’s dedicated IMTO and international remittance capabilities, starting with primary corridors (such as GBP to NGN).
• Core Payments PM Alignment: Partner with the Parent Payments PM to reuse existing local payment rails (NUBAN generation, NIP inwards/outwards) for local settlement and last-mile payouts.
• FX Rate & Margin Engine: Build and maintain dynamic FX pricing mechanisms that deliver competitive customer rates while protecting Sycamore from currency volatility and settlement arbitrage.
• Corridor & Partner Integrations: Lead technical integrations with international payment partners, overseas switches, correspondent banking channels, and local settlement banks
• Remittance Compliance & AML: Build automated monitoring for cross-border transaction thresholds, suspicious activity flags, AML/PEP checks, and real-time regulatory compliance reporting for the Central Bank of Nigeria (CBN).
• Cross-Border User Experience: Collaborate with UX designers to build intuitive sender and receiver experiences across web and mobile, ensuring full transparency on exchange rates, fees, transfer tracking, and arrival times.
• Communicate project status, key metrics, and updates to relevant stakeholders, including the Product Manager, development team, and senior management.

Requirements

• Academic Qualification & Work Experience
• Bachelor’s degree in Economics, Finance, Engineering, Computer Science, or a related discipline

Competences Required (Knowledge, Skills and Attributes)

• Fintech Industry Dynamics
• Basic understanding of Agile methodologies, Scrum framework, and principles of Lean product development.
• Deep understanding of corridor clearing, nostro/vostro accounts, pre-funding, and FX margin management
• Hands-on experience with CBN IMTO guidelines, cross-border anti-money laundering (AML), and source-of-funds verification.
• Proficiency in evaluating third-party payment APIs, webhook architectures, and automated ledger balancing.
• Ability to work side-by-side with the domestic Payments PM without creating redundant rails or conflicting roadmaps.
• Good understanding of RESTful API design, documentation (e.g., Swagger/OpenAPI)
• Experience working with core banking systems or BaaS platforms is a major advantage
• Proven ability to work across distributed squads, understand parent-company components, and translate them to local engineers.
• Basic prototyping skills
• Basic understanding of one of or all of Mixpanel, Netcore, Google analytics, Microsoft Clarity
• 3+ years in product management with direct experience handling international remittances, cross-border payments, IMTO frameworks, or FX trading platforms.
• Basic understanding of NIP transfers, BVN/NIN verification, clearing cycles, and CBN MFB regulatory guidelines
• A pragmatic mindset focused on shipping working MVPs rather than building over-engineered systems from scratch
• Curiosity
• Good understanding of product metrics and how to use data to make product decisions
• Working knowledge of prompt engineering
• Good presentation skills
• Exhibit knowledge of Software Engineering best practices
• Persistence
• Eagerness to Learn