At Renmoney, we believe finance should be simple, useful and accessible to everyone. That’s what makes us really passionate about leveraging data driven insights to help us understand you better and build useful financial products for your personal and business needs - like convenient loans to help you do more today, savings to keep you on track for your goals and investments that’ll generate more money for you.
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Credit Policy formulation and strategy - Responsible for tracking success metrics and monitoring compliance to credit policy.
Use analytical techniques to provide insight into key portfolios and segment trends.
Improve the credit risk strategy to ensure the business operates within its agreed Risk Appetite and customers are treated fairly.
Work with the data science team to review emerging trends and recommend areas for investigation, support with scorecard deployments and performance.
Work with Products and other stakeholders to design strategy & loan process flows, ensure proper implementation and automation of credit actions and process changes.
Provide support to business and process lines on risk identification, assessment, mitigation- identify procedures and scenarios for quality controls, spot areas for improvement to enhance the product's efficiency.
Requirements
Industry-specific knowledge on lending/credit with minimum 3 years’ experience
Knowledge of MySQL
Knowledge of Javascript and Python
Previous experience in use of Provenir or other credit decision engine
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