Risk Advisor at Universal Insurance Plc

Job Summary:

• As a Risk Advisor, you will be responsible for providing clients with professional guidance on insurance policies and products. You will assess clients' needs, recommend suitable insurance plans, and ensure they are adequately protected against potential risks. Your role is pivotal in helping clients make informed decisions about their insurance coverage.

Key Responsibilities:

• Client Consultation: Meet with clients to discuss their insurance needs and assess their risk profiles. Understand clients' financial situations, insurance requirements, and long-term goals.
• Policy Recommendation: Analyze different insurance products and policies to recommend the best options for clients. Explain policy features, benefits, and coverage details to clients in a clear and understandable manner.
• Sales and Customer Service: Develop and maintain relationships with clients, providing ongoing support and service. Handle inquiries, resolve complaints, and provide after-sales service to ensure client satisfaction.
• Risk Management: Evaluate clients' current insurance coverage and identify gaps or areas for improvement. Advise clients on risk management strategies and insurance solutions.
• Compliance and Documentation: Ensure all insurance applications and transactions comply with regulatory and company standards. Maintain accurate and up-to-date records of client interactions, policies, and transactions.
• Market Analysis: Stay informed about industry trends, market conditions, and competitor products. Continuously update knowledge on insurance products and changes in regulations.
• Business Development: Identify and pursue new business opportunities to expand the client base. Participate in networking events, workshops, and seminars to promote insurance products and services.

Qualifications:

• Bsc, HND, OND, NCE in any field.
• Proven experience as a Risk Advisor, Insurance Agent or marketing role is an added advantage.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal abilities.
• Sales-driven with a customer-focused mindset.
• Ability to work independently and manage multiple client accounts.

Skills:

• Strong negotiation and persuasion skills.
• High ethical standards and professional integrity.
• Effective time management and organizational skills.