Loan Officers (Ekiti) at Beyond Credit Limited

Job Description

• We are seeking to hire smart and experienced Loan Officers who are career driven and have financial or fintech experience for the following locations in Ekiti State: Ikere-Ekiti and Ado-Ekiti

Duties / Responsibilities

• Mobilization of Clients for loans
• Formation of groups within coverage area
• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
• In-depth assessment of loan applications and preparation of loan proposals for business support loans
• Participation in credit committee for loan appraisals where required
• Recovery of overdue loans
• Maintain cordial and long-term relationship with customers through excellent customer service
• Appraising client’s business and capacity to service requested loan
• Registering loan on the system and recommending appropriate amount for disbursement
• Capture all requires information (i.e. client& guarantor’s name, address & image. Business image and address)
• Post-disbursement monitoring
• Collection and posting clients loan repayments and savings on the system
• Reconciliation of daily collections with the Branch Manager
• Maintaining a healthy portfolio
• Reporting directly to the branch manager
• Any other responsibility assigned by the management of Beyond Credit

Requirements

• Candidates should possess a B.Sc / HND / NCE / or OND in any related field with 1-5 years work experience.
• Prior experience as a loan officer in a financial institution.
• Good verbal and written communication skills
• Strong negotiation and interpersonal skills
• Candidate must be resident in the above locations or environs.

Salary
Attractive with other benefits.