Loan Officer at Pushresume NG

Job Description

• Market loan products and process loan applications for employees in the private/public service sector
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Open loan applications, conducting loan analysis by visiting the business and households of clients
• Visit the business /employer of guarantors and prepare a complete loan assessment according to the bank’s credit procedures
• Present loan proposals to the credit units and inform the client about the decision of the credit units
• Ensure punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensure high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Candidates Specification

• Minimum of a B.Sc Degree or its equivalent in Marketing or a related field.
• Minimum of 2 years of Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
• Experienced in repayment tracking and loan collection without a day’s default.