Loan Officer at Microcred Group

Locations: Lagos: AJAH, ALABA,BROADSTREET, TRAFEFAIR, MUSHIN, EGBEDA, IKEJA, IKORODU, YABA, IKOTUN, ORILE & SANGO - OTA ;  Abuja : DEI - DEI, WUSE, & GARKI

Employment Type: Full-time

Roles & Responsibilities
Pre-loan Disbursement:

• Promote / market Baobab’s products to prospective clients.
• Visit and evaluate potential client businesses.
• Visit client’s personal house.
• Visit Co-debtor, guarantor’s house and businesses.
• Analyze financial data of clients’ businesses.
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Committee.
• Present loan files to Credit Committee.
• Enter loan files in the MIS.

Post-loan Disbursement:

• Conduct monitoring visits to businesses and households.
• Follow-up on loan repayment.
• Manage loan recovery from active and write-off clients until the last.
• Assess the impact of a loan before renewal.

Profile and Requirements

• Education: Minimum of HND / B.Sc qualification.
• Basic Knowledge in accounting, finance and mathematics.
• Previous work experience or training in sales (preferred).
• Applicants must be between the age of 20 - 35 years.

Required Skills:

• Preferably applicants must reside within the location he/she is applying for.
• Fluent in English (written/spoken).
• Detail-oriented.
• Target oriented.
• Articulate and well-spoken.
• High level of integrity.
• Dynamic and motivated individuals who like to work outdoors.