Loan Officer at Jemi Neil Consulting

Location: VI, Lagos State.

N.B: Candidate must reside on the Island.

Introduction:
Our client, a micro finance bank seeks to engage the services of an experienced and detail-oriented Loan Officer to join their growing institution.

Job Responsibilities: 

• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Interview applicants to define financial eligibility and establish debt payment plans and Monitor and update account records.
• Prepare detailed loan proposals.
• Respond to applicants' questions and resolve any loan-related issues.
• Operate in compliance with Company policies, as well as State laws and regulations.
• Prepare reports to send to customers whose accounts are delinquent and forward irreconcilable accounts for collector action.
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
• Submit applications to credit analysts for verification and recommendation.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.

Job Requirements:

• Bachelor’s degree in Finance, Economics, Marketing or similar field.
• A minimum of 2 years’ experience as a loan officer in a microfinance bank. 
• Solid understanding of local, state, and federal loan regulations on Loan Management.
• In-depth knowledge of Microsoft Officer and banking software.
• Outstanding interpersonal and communication skills.
• Customer service oriented with exceptional sales skills