Trustfund Microfinance Bank Ltd was incorporated as a wholly indigenous limited liability company poised to provide customers with the financial support to alleviate poverty using dedicated and well motivated staff. We are committed to being among the top micro finance banks in Nigeria.
Our range of products and services are unique and they are designed t...
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Daily Loan Portfolio Review to track movements and formulate suggest action plans to accelerate performance and reduce delinquency
Perform Risk Assessment on every loan request involving internal and field checks/scrutiny based on KYC and due diligence policies of the bank.
Analyze Credit Requests submitted by Relationship Managers through Credit Administration to establish Credit worthiness of the client and forward findings to Head, ERM for onward presentation to Management Credit Committee (MCC)/MD for ratification/Approval.
Generate and submit various reports to management and external stakeholders:
Weekly Report of Credit Risk Management Activities to Head, ERM latest 3pm on Friday or any last working day of the week
Monthly Credit Bureau Report to CRC and First Central Credit Bureaus on or before 5th of every month.
Weekly PAR, Watchlist and Expected Reports through the Head, ERM to the bank(mail) for notification and action by business heads and relationship managers
Keep Custody of all credit files of the bank and perform periodic checks on specific files for due diligence and compliance.
Analyze and make recommendations through Head, ERM on MoneyTrust Investment Notes requests from our clients for onward submission to MCC/MD for approval.
Review delinquent loans and make recommendations for loan workout as necessary.
Join in periodic mass action on delinquent and stubborn clients.
9. Any Other duties as may be assigned by Head, ERM.