Head, Credit Risk Underwriting at Alan & Grant

Key Responsibilities

• Ensure 100% compliance with the Bank’s Credit Policies and Procedure.
• Ensure Team CAP analyzes credit requests and identify inherent risks with adequate responses to aid quality decision-making.
• Ensure loans sent to CAP are processed within agreed TAT.
• Maintain professional working relationships with internal customers.
• Contact liaison with the Sales team to ensure conformity with credit policy.
• Ensure credit checks on all credit customers are conducted before approval.
• Ensure Monthly reporting of performance of loan customers to the Credit Bureaus.
• Assist in product / policy development geared towards managing inherent credit risks in the Bank’s products.
• Attend MCC Meetings

Requirements

• University Degree in Accounting, Business Administration, Finance, Management, Public Administration or related field
• M.Sc / MBA in Risk Management
• 7-10 years cognate experience in core credit risk management, credit underwriting and processing in the financial services or FINTECH space, with at least 3 years’ experience at management level.
• MCP, Institute of Credit Administration (ICA) and other professional qualification in Credit Risk Management.