FTS Management & Collection Specialist at First Bank

Duties & Responsibilities

• Carry out pre-approval physical visitation to markets bank-wide for market intelligence and risk assurance check across the SBUs
• Assist to engage the BUs on a regular basis to deliver training and enlightenment of FTS and all its variants to facility better understand of the product to avoid pitfall and process delays
• Carry out engagement and visitation of customers for assessment and profiling as part of risk assurance function to aid Management decision
• Carry out pre assignment review all FTS and variants applications across all SBUs on Fintrak
• Prepare and initiate the pre-approval recommendation for all FTS and variants transactions across the Bus before Management approval
• Carry out the periodic post approval visitation of FTS Management & Collection officers to customers shop for stock assessment as part of the monitoring strategies
• Make daily review of all active FTS and variants accounts to identify loan covenant default on accretion timelines   FTS Management & Collection officers
• Carry out the tracking, preparation, and rendition of daily monitoring reports of all active FTS and variants across all the SBUs
• Render daily monitoring reports to the all the SBUs bank-wide where all red flags are duly noted and follow
• Initiate escalation of all loan repayment defaults and early distress account to the management of relevant SBUs for prompt action
• Provide weekly FTS and variants position report to the Team Lead
• Monitor follow-ups on repayment arrangements
• Monitor effective loan covenant tracking
• Carry out daily review of FTS and variants to identify expired and expiring accounts to activate the regularization engagement
• Supervise and monitor follow-ups on repayment arrangements
• Assist to implement collection strategies across the SBUs bank-wide
• Follow up active customers and escalate on account showing early signs of delinquency or accretion default
• Ensure effective loan collection and performance triggers monitoring
• Make daily report on all collection challenges
• Physical assessment of prospective First Trader solution customers
• Arrange regular visits/meetings with customers and to follow-up repayment arrangements
• Carry out bank-wide circularization and reporting on all security release applications
• As part of Bank’s Information Security requirements, maintain the security of all information entrusted to the staff and comply with the principles in the Information Security handbook

Job Requirements
Minimum Education:

• First Degree in relevant discipline

Experience:

• 4-6 years Banking experience