Finance Graduate Trainee at PalmPay

Duration: 6 Months
Department: Finance

PalmPay’s Finance Graduate Trainee Program is designed to develop high-potential graduates into well-rounded finance professionals with strong exposure to fintech operations, financial control, and strategic finance. The program offers structured training, job rotations, mentorship, and hands-on experience across core finance functions within a fast-paced digital financial services environment.
Successful candidates will gain practical experience in financial reporting, accounting operations, budgeting, controls, payments reconciliation, and regulatory compliance, while building a solid foundation for long-term career growth within PalmPay.

Key Responsibilities

Financial Operations & Accounting

• Support day-to-day accounting activities including journal postings, account reconciliations, and ledger maintenance.
• Assist with transaction monitoring, payment reconciliations, and settlement processes across PalmPay’s products.
• Support monthly, quarterly, and annual financial close processes.

Financial Reporting & Analysis

• Assist in preparing management reports, financial statements, and performance dashboards.
• Support variance analysis and provide insights into cost drivers and revenue trends.
• Help track KPIs and financial metrics aligned with business objectives.

Budgeting & Cost Control

• Support budget preparation, tracking, and forecasting activities.
• Assist with expense monitoring, cost analysis, and internal control reviews.
• Help ensure adherence to approved budgets and financial policies.

Compliance & Audit Support

• Support compliance with internal policies, regulatory requirements, and financial controls.
• Assist during internal and external audits by preparing documentation and responding to queries.
• Ensure proper documentation and record-keeping in line with audit standards.

Cross-functional Collaboration

• Work closely with operations, product, risk, and business teams to support finance-related initiatives.
• Participate in process improvement projects aimed at improving efficiency and accuracy.
• Support ad-hoc finance projects as assigned by the finance leadership team.

Training & Development

• Structured onboarding and rotational exposure across key finance functions.
• Hands-on learning under the guidance of experienced finance professionals.
• Continuous performance feedback and mentorship throughout the program.
• Opportunity for full-time placement upon successful completion of the program.

Requirements

Education

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related discipline.
• Minimum of Second Class Upper (2:1).

Experience

• 0–2 years of work experience (NYSC completed).
• Internship or industrial training experience in finance, accounting, or audit is an added advantage.
• Not more than 27 years of age as at the time of application

Skills & Competencies

• Strong numerical and analytical skills.
• Basic understanding of accounting and financial principles.
• Proficiency in Microsoft Excel; knowledge of accounting software or ERP systems is a plus.
• High attention to detail and accuracy.
• Strong communication and teamwork skills.
• Willingness to learn, adapt, and thrive in a fast-paced fintech environment.

Preferred Qualifications

• Progress toward professional certifications (ICAN, ACCA, CIMA) is an advantage.
• Interest in fintech, digital payments, or financial services.
• Demonstrated leadership potential and problem-solving ability.