Enhanced Due Diligence Analyst at Chipper Cash

What you will be doing

• To complete all Enhanced Due Diligence checks in a timely and efficient manner whilst adhering to the anti-money laundering regulations, regulatory requirements, and the Firm's Policies
• Conduct public domain searches for negative information related to customers and associated entities
• Confirm previously conducted screening, OFAC and Sanctions reviews were appropriately handled and review any pending matches of customers and/or associated entities
• Review notices for any relevant disciplinary actions and/or negative news
• Review customer activity, to identify suspicious activity
• Verify source of funds/wealth information through online searches or other documentation
• Actively manage and lead processes and tasks supporting the Firm’s EDD program
• Lead key projects and initiatives related to assessing and mitigating the Firm’s exposure to money laundering and reputational risk-relevant activities
• Assist in overall management of risk-relevant matters associated with prospective clients identified by the First Line Unit during Client Due Diligence (CDD) and EDD processes to ensure continued knowledge of the existing client base and any material changes to client information
• Draft and update, procedures and desktop guidance
• Presenting Complex cases to senior managers
• Collaborate with Legal, Risk and Compliance to ensure the AML program operates effectively and continue to comply with industry regulations and expectations
• Provide general support for the onboarding teams and serve as their point of contact for questions, issues and escalations
• To verify Individuals, Beneficial Owners, Directors and Signatories in accordance with regulatory standards by performing electronic verification searches, documenting and requesting supporting information where applicable
• Detecting fraud at an early stage by reviewing proof of ID documents to ensure they are genuine
• Performing quality assurance checks and share feedback/cross training to build knowledge and enhance the customer experience
• Communicate effectively with the Financial Crime Team to determine EDD outcomes, ensuring regulatory compliance.
• Provision of MI and Metrics to facilitate full oversight of financial crime risks at a senior management level and any necessary remedial action to be commissioned in a timely fashion

Requirements
What you should have:

• 3 Years CDD/ KYC experience dealing with high risk customers/entities
• Experience within financial services preferably Financial Institution/fintech
• Strong written and verbal communication skills
• Thorough understanding of red flags
• Good understanding of complex structures
• Attention to detail and data entry accuracy
• Knowledge of customer due diligence policies (AML, Fraud, Sanctions / PEPs) 
• Embraces continuous improvement culture
• Ability to deal with multiple priorities and meet deadlines
• Strong organizational and time management skills
• Good team player who is proactive in their work
• Managing the timely completion of high-risk periodic reviews across all jurisdictions 
• Actively engaged in the design and distribution of financial crime training and communications to ensure operational teams have a proper understanding of financial crime risk
• Relevant Financial Crime qualification would be an advantage