Credit Officer (Floating Staff) Port Harcourt at Entourage Integrated Trust Limited

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER (FLOATING STAFF) to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOUT, RIVERS STATE.

Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• Ability to travel 
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

• Starting Salary: 100,000
• Profit Sharing 
• HMO
• Flexible working hours: 11am – 6pm
• Yearly appraisal 
• Salary review based on performance