Credit Analyst at RMB Nigeria Stockbrokers Limited

Job Description

To provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks

• Manage lending limits
• Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring
• Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
• Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
• Keep portfolio current by reviewing at least once in a 12-month period Identify transaction specific risks including credit, taxation, accounting and legal
• Document findings for approval committee
• Act as a bridge between risk and business on contentious issues
• Remain objective and present both arguments and pros and cons Forecast, analyse financials and collate data
• Participate in meetings with senior stakeholders