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  • Posted: Jul 3, 2025
    Deadline: Not specified
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  • At Ohere Technologies, we've achieved what many thought impossible: 99.75% repayment rate across 211 credit cycles while serving Nigeria's underserved market. We are creating the financial capital base that will serve as the foundation for transforming Africa from a third world to a first world.
    Read more about this company

     

    Credit Analyst

    THE ROLE:

    • Manage and scale Multi-agent LLM based credit scoring, monitoring and recovery system. 
    • Build and optimize credit risk models for Nigeria's first AI-powered credit platform
    • Design portfolio monitoring systems for 1M+ users
    • Lead risk strategy for $50M+ credit portfolio
    • Ensure regulatory compliance with CBN guidelines
    • Start solo, build 3-person team by year-end

    WHAT MAKES THIS SPECIAL:

    • First-mover advantage in Nigerian credit cards
    • Proven model: Only 1 default on ₦4.13M issued
    • Seed funding round on the way for rapid scaling
    • AI-powered decisions in <30 seconds
    • Mission: Issue credit card to every working Nigerian

    WHAT WE'RE LOOKING FOR:

    • Experience in credit risk/portfolio management
    • Deep understanding of how to build with LLMs 
    • Strong analytical skills (Python/R/SQL preferred)
    • Experience with alternative data and behavioral scoring
    • Nigerian banking/fintech background preferred
    • Passion for financial inclusion

    Check how your CV aligns with this job

    Method of Application

    Send CV to: ugo@ohere.online Subject: "Head of Credit Risk - [Your Name]"

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