Branch Manager at Victory Empowerment Centre

Job Description

• Coordinate, supervise, market loan products and process loan applications for Customers.
• Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans.
• Determine all applicable ratios and metrics and set up loan payment plans.
• Complete loan contracts and counsel clients on policies and restrictions.
• Opening loan applications Conducting loan analysis by visiting the business and household of clients.
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs.
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of a B.Sc Degree or its equivalent in Marketing or related field.
• Minimum of 5 years Branch Manager cognate experience from a reputable Microfinance Bank.
• Must be conversant with markets and terrain.
• Ability to disburse Micro, SME Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default

Skills:

• Detailed and target oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Benefits:

• HMO and accommodation in all branches.