Loan and Savings Officer at City Core Cooperative Investment & Credit Society Limited

Job description

• Achieving assigned sales targets
• Recruiting members for the cooperative program
• Consistently meeting or exceeding weekly, monthly and annual sales activity goals
• Closing prospective customers using working knowledge of our product lines
• Identifying opportunities to up-sell and cross-sell customers
• Handling inquiries about product, pricing, order expediting and customer relations
• Customer focused selling, communication and objection handling
• Providing professional, courteous, and efficient customer service to all customers
• Increasing sales through account planning and expansion of existing accounts
• Creating Business Development Plans including prospective target customers, market assessments, and sales plans for transition
• Preparing and presenting sales presentations, business proposals and client reports to clients and company stakeholders.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

QUALIFICATIONS & REQUIREMENT

• OND/HND/BSC in related discipline
• Must have excellent negotiation and cross-selling skills
• Candidate must have a minimum of two years sales experience.
• Candidates must be resident in Port Harcourt