Program Officer- SME at Box and Cedar

Job Description:

• Assist in developing & updating  SME strategy document
• Assist in the credit worthiness assessment procedures
• Provide support to the Head, SME to Prepare, Design and deliver  range of products, programs and schemes for the SME target beneficiaries & ensure effectiveness of products, programs and/or schemes
• Assist in Designing and delivering adequate products, articulate the pricing conditions and terms of delivery for the on-lending partners to ensure alignment with LSETF developmental goal as well as the partners
• Prepares and execute loan contracts and arrange for disbursement of loan in kind
• Assist in conducting on-going review of SME needs and refine products/programs to address them in order to drive uptake across Lagos State
• Assist in monitoring and tracking performance against targets and address relevant gaps
• Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
• Monitors the loan and follows up of the timely repayment.
• Conduct research on key SME issues and distil key implications for LSETF
• Conduct periodic reporting of progress with the programs

Minimum Qualification:
Bachelor’s degree in relevant field

Knowledge & Skills:

• Have a good understanding of financial institutions’ approaches to SME lending, risk mitigation strategies, loan appraisal criteria etc.
• Strong analytical and numeracy skills
• Excellent interpersonal and communication skills (Both written and Oral)
• Excellent project Management and stakeholder management Skills,
• Ability to work on the field.