Jobs at Oscar Temple

Salary: Dependent on Experience

Job Summary

The Sales department Head, Retail Sales is responsible for developing products papers that will be suitable for the retail market. The Head Retail Sales will also be responsible for supervising the sales team members.

Duties & Responsibilities:

• Plan, research and launch consumer products required to meet target market.
• Engage relevant units on system and implementation in line with product proposition improvements, and service delivery, in order to constantly improve customer experience.
• Implement and execute regular sales activities to generate business
• Lead generation through organised sales presentations to prospects
• Effectively monitor net sales, customer feedback/complaints & recommendations given, and provide solution on unresolved issues, as well as use feedback to identify and translate market opportunities into new or enhanced product programs.
• Co-ordinate with various concerned departments e.g. Risk Management, in order to conduct training/briefings for new product lunches.
• Provide effective leadership guidance in business development strategy
• Promote the soliciting, processing, and loan closing functions.
• Develop Product programmes to suit the needs of different segments.
• Overall P&L overview, whilst ensuring that the budget objectives are attained.
• Achieve overall profitability target of the bank.
• Ensure timely and successful development and implementation of the banking product.
• Inspect prospective client's business to ascertain its viability and assessment of collateral.

Job Requirements

• A good first degree any social science disciplines or/and MBA
• A Leadership role experience within the sales team is an added advantage
• A minimum of eight (8) years’ experience in retail banking with relevant retail lending skills in  Microfinance bank.
• Understand business development, market engagement and lead generation

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Salary: Dependent on Experience

Job Summary

The Risk Management Department is responsible for responsible evaluating risk asset applications, for credit analysis to detect potential risks involved and give corrective actions to reduce credit losses.

Duties & Responsibilities:

• Confirm lending assets for authorisation are within limits
• Ensures the sales team conforms to credit policy and training.
• Constantly evaluate credit policies, processes and procedure.
• Develop and implement strategies for fraud prevention management
• Conduct verifications on consumer customers for credit worthiness.

Job Requirements

• A good first degree any social science disciplines.
• Any risk management qualification will be an added advantage
• A minimum of eight (8) years’ experience in banking with relevant credit risk skills.
• Knowledge of the industry in risk management as provided by CBN regulations.
• Must have experience managing a credit risk management team.

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Salary: Dependent on Experience 

Job Summary

The Sales Department is responsible for developing, managing and marketing of products that will be suitable for the Public Sector. The Senior Sales Officer will also be responsible for supervising the public sector sales team members.

Duties & Responsibilities:

• Generate team’s sales leads for the public sectors.
• Plan and coordinate the team marketing and sales activities.
• Reporting market trends and competitors marketing activities to management.
• Responsible for creating and managing public sector and public sector related businesses in the area and its environs.
• To achieve volume, margin, and fee income targets in order to contribute to the overall goals of the organisation.

Job Requirements

• A good first degree any social science discipline/or MBA.
• A minimum of eight (8) years’ experience in banking with relevant public sector sales skills.
• Understand business development, market engagement and lead generation for the public sector
• Must have experience managing a large sales team.