Jobs at CredPal

Purpose Statement

• We are looking for a reliable Senior Product Manager with a track record of building and shipping robust technology products. Your duties will include translating ideas into strategy and features٫ and following product development from start to finish.

Key Deliverables:

• Build and implement product strategies consistent with company vision.
• Retrieve and analyze feedback from customers٫ stakeholders and other teams to shape requirements٫ features and end products.
• Collaborate with senior management to create product plans and roadmaps.
• Supervise and support product managers and coordinate cross-functional teams.
• Prepare and review product requirements documents (PRD).
• Organize product releases properly and ensure compliance with schedule.
• Prepare recommendations to expand product base and vision.
• Prepare recommendations to track product use and impact on end users.

Preferred Qualifications

• Bachelor's Degree
• Relevant training & certifications.
• 3 - 5 years of experience as Product Manager in a Fin-tech or Financial institution.

Preferred Requirements:

• Demonstrated track record of defining and launching excellent products.
• Focus on efficiency, user experience, and process improvement.
• Excellent project and time management skills.
• Strong problem solving and verbal and written communication skills.
• Significant experience in product lifecycle management and working in an Agile environment.
• Solid technical background with understanding and/or hands-on experience in software development and web technologies.
• Proven track record of managing all aspects of a successful product throughout its lifecycle.

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Location: Yaba, Lagos

Purpose Statement

• We are looking to hire a very proactive debt recovery officer who is responsible for providing support to the organisation with particular emphasis on the collection of revenue and management of finance.
• The position liaises directly with clients, issues notices, negotiates outstanding payments and where necessary initiates recovery action.
• The Debt Recovery Officer is responsible for the administration and implementation of the debt recovery process.

Key Deliverables

• Recovery of classified loans.
• Conduct regular review and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Initiate process to prosecute hard core debtors in line with guiding policies and within acceptable legal framework.
• Contact relevant employers with outstanding debts in line with policy and procedures.
• Negotiate, set up and monitor payment arrangements in accordance with delegations and procedures.
• Contact debtors by telephone, letter, email or fax, to agree debt recovery plans and follow up as appropriate.
• Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recoverability.
• Using knowledge and initiative to reach amicable solutions to recovering debts from clients, taking into account circumstances of the case.
• Establish repayment schedules, monitoring repayment of debts, and adherence by debtors to installment schedules.
• Researching debtor companies, assisting in researching laws and procedures to provide written advice to clients.
• Maintain statistics on recoveries.
• Negotiate workout plan or loan rescheduling with willing debtors.

Preferred Qualifications

• BSc / HND in Accounting, Banking & Finance, Economics, Statistics and other related fields.
• 2 - 4 years experience in debt recovery in the financial sector.

Preferred Requirements:

• Must possess strong negotiating skills.
• Articulate and result oriented.
• High level of integrity.
• Accurate, organised, and motivated.
• Previous successful loan recovery experience.
• Strong planning and organizational skills.
• Good time management.
• Strong communication skills (both written and oral) and an excellent telephone manner.
• Appropriately assertive manner to deal with debtors and clients.
• Proactive and ability to take initiative.