Latest Jobs at Mkobo Microfinance Bank Limited (Mkobobank)

Description

• We are looking for a Mid-Level Frontend Engineer with 2–3 years of experience — ideally in fintech or banking — to join our growing engineering team. You will own the frontend of our internal admin portals and customer-facing web products. You will work closely with product managers, designers, and backend engineers to deliver polished, performant, and accessible web experiences.

Responsibilities

• Build and maintain responsive, high-performance web applications using React, TypeScript, and modern JavaScript (ES6+)
• Develop and extend our internal back-office admin portal — adding new modules, tables, dashboards, filters, and workflows
• Integrate RESTful APIs from our Spring Boot backend — handling authentication, pagination, error states, and real time updates
• Implement pixel-perfect UI components from Figma designs, maintaining consistency with our internal design system
• Write clean, well-structured, reusable component code with proper TypeScript types and minimal technical debt
• Collaborate in sprint ceremonies — planning, reviews, and retrospectives — contributing to team velocity and quality
• Participate in code reviews and provide constructive feedback to fellow engineers.
• Debug and resolve frontend issues reported by QA, ops, or customers — owning the fix end-to-end.
• Work with the product team to translate business requirements into technical solutions with sensible tradeoffs
• Proactively identify and flag UX inconsistencies, accessibility gaps, or performance bottlenecks.

Requirements

• 2–3 years of professional frontend engineering experience, with at least 1 year in a fintech, banking, or financial services environment
• Experience working in a structured engineering team with Git workflows, code reviews, and sprint-based delivery
• Proficiency in React.js (functional components, hooks, context, custom hooks)
• Solid JavaScript (ES6+) — async/await, destructuring, modules, closures
• Experience building or working on fintech products — digital banking, payments, wallets, lending, or savings platforms

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Description

• The Internal Audit and Control Officer is responsible for conducting audits, verifying financial transactions, and ensuring compliance with regulatory standards within the microfinance bank; carry out daily call over of transactions across the units/process, identifying discrepancies, assessing risks, and ensuring the integrity of financial reporting and operations.

Responsibilities

• Oversee and verify the accuracy of all financial transactions and records through the call over process
• Ensure all audit and control reports are accurately documented and accessible for future reference or regulatory audits.
• Ensuring transaction logs and records are cross-checked with the supporting documents.
• Evaluate and test the effectiveness of internal controls over financial reporting, loan processing, cash handling, and other critical operations.
• Investigate any irregularities, fraudulent activities, or policy violations, documenting findings and recommending corrective actions.
• Identify and assess risks related to fraud, financial misstatements, and operational inefficiencies through detailed audits and transaction verifications
• Verify and validate daily, weekly, and monthly transactions, including loan disbursements, deposits, withdrawals, and other financial activities.

Requirements

• Bachelor's Degree in Accounting/Finance from a reputable University
• At least 2-3 years of experience in internal auditing, financial verification, or accounting, preferably in the banking or microfinance sector.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.
• A member of ICAN/ACCA/CIA, CIBN/ MCP is an advantage.
• Solid knowledge of banking operations, microfinance regulations, and financial management practices.

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Description

• The primary purpose of this position centres on ensuring the Bank’s risks are properly monitored and managed. The individual will also be responsible for the development and implementation of systems, policies and procedures aimed at mitigating identified risks, including devising strategies or programs in order to find appropriate balance in all forms of credit and operational risks while also ensuring regulatory compliance. The position covers the following areas; ∙ Risk Management (credit and non-credit risk) ∙ AML (Anti Money Laundering) ∙ Enterprise Risk Management ∙ Fraud Prevention and detection ∙ Business Continuity

Responsibilities

• Work with Unit Head in Planning, designing implementing and managing the overall risk management process for the bank.
• Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process
• Developing methods to generate a robust system to identify, monitor, manage and control credit, market and operational risks.
• Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of risk.
• Ensures proper documentation of credits by adhering to set documentation standards and procedures
• Review and analyse the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure
• Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis

Requirements

• BSc in Accounts, Finance, Economics or related subjects.
• Minimum of two (2) years’ experience in a similar role at a MFB or Financial institution
• Awareness of emerging and innovative credit risk assessment specifically social scoring, alternative credit scoring and big data analytics tools.

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Description

• The purpose of this role is to direct a comprehensive program of internal audit to ensure that internal control systems are effective and reliable. The role focuses on the integrity of financial, operational, and information technology systems. The Head of Internal Audit is also responsible for developing, updating, and executing the Internal Audit Charter, aligning it with IIA Standards. This position requires a proactive approach to identifying issues, recommending corrective actions, and establishing performance standards for the department.

Responsibilities

• Internal Control & Audit Planning: The role is responsible for the full audit cycle, including risk management and control management over operations' effectiveness, financial reliability, and compliance with all applicable directives and regulations.
• Lending Business Audits: Take the lead in auditing the entire lending lifecycle. This includes reviewing loan origination, credit underwriting, disbursement processes, loan repayments, and loan recoveries.
• Methodology & Controls: Develop testing methodologies to evaluate the adequacy of controls. Identify loopholes and recommend risk aversion and cost-saving measures.
• Third-Party and Regulatory Risk: Minimize third-party risk by assessing business partners and suppliers for risk.
• Daily & Weekly Call overs: Conduct daily and weekly call overs and report findings to management.
• Revenue Assurance: Implement a robust revenue assurance program to ensure all income streams, especially from lending activities, are accurately captured and reported.
• Accounts Review: Review management accounts and the CBN monthly report before they are submitted. Prepare a detailed report on findings.

Requirements

• Bachelor's Degree in Accounting or other discipline from a reputable University; Post graduate degree an added advantage
• Relevant professional qualification such as ICAN/ACCA/CIS/CFA/ACA/ACAMS. Must be CIBN MCP certified.
• 8-10 years’ experience in Risk/Control functions in the Financial Services Industry.
• Experience in a Microfinance bank setting in related role is an added advantage.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.
• Must have previous experience of reporting to a Board/Board Committee.

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Description

• This role involves prospecting for new clients, understanding their financial needs, and offering tailored banking solutions. The Officer is responsible for driving the growth of the bank's customer base and revenue by identifying new business opportunities, building relationships, and promoting financial products and services.

Responsibilities

• Develop and implement comprehensive sales and business development strategies aligned with Mkobo's overall growth objectives.
• Build and manage a high-performing team of Sales & Business Development Officers
• Identify and secure strategic partnerships to expand Mkobo's customer base for EWA and Mkobo for Business products.
• Develop sales funnels and processes to optimize lead generation and conversion.
• Generate qualified leads.
• Manage existing partnerships and drive increased utilization of Mkobo's products among partner's employees.

Requirements

• BA/BS degree in Marketing, Finance, Business Administration, or a related field from a reputable university.
• Minimum of 0- 2 years of experience in sales and/or business development.
• Proven track record of exceeding sales targets and achieving revenue growth objectives.
• Knowledge of Fintech and financial services industry and strong understanding of sales methodologies and best practices.
• Excellent communication, presentation, and negotiation skills and ability to build and maintain strong relationships with clients and partners.