Latest Jobs at Mkobo Microfinance Bank

Job Summary

• The primary focus of this role is to maximise revenue for MKOBO by proactively building a portfolio of quality risk asset and liabilities, actively promoting and marketing MKOBO’s products and services while also ensuring the products are appropriately positioned and priced to be competitive.

Responsibilities

• The Business & Partnership Associateis responsible for supervision of all Business Development initiatives.
• Provide effective leadership guidance in business development strategy.
• Provide guidance, leadership support and direction to the Marketing team.
• Achieve set department objectives and overall profitability target of the bank
• Implement and execute regular sales activities to generate sustainable business
• Develop and manage strategic relationships with key customers in relevant market segments.
• Lead the Bank’s deposit mobilization efforts and creation of quality risks.
• Manage the end-to-end lifecycle of loans and deposits portfolios; From initiation, processing, monitoring and repayment.
• Conduct a thorough credit analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending any credit.
• Reduce liquidity risk by aggressively increasing the deposit portfolio
• Ensure each loan disbursed are in compliance with the approved credit policies and lending methodology.
• Provide regular reports on marketing activities and other reports as required.
• Monitor approved loans and continuously support and advise clients on good management practices
• Recovery of any delinquent loans

Qualifications / Experience

• A minimum of First Degree or its equivalent in a Business-related discipline (additional qualification or Degree in any Finance or Business-related discipline may be an advantage).
• A minimum of four (4) years post-qualification experience out of which, at least three (3) must have been in the financial services industry.
• CIBN MCP accreditation will be an advantage.
• Evidence that the candidate possesses proven skills and competencies in practical.
• Financial services or technology company experience will be beneficial.
• Excellent knowledge of MS Excel, PowerPoint;

Knowledge:

• Knowledge of the Financial services sector and the current trends
• Knowledge of online and offline marketing strategies and tools.
• Knowledge of relationship building and customer management
• Strong business acumen and knowledge of low-income market
• Comprehensive knowledge of consumer lending, payroll lending and public sector credit products.
• Sound knowledge of Micro, small and medium enterprise market and lending methodology especially around POS products.

Skills:

• Developing and managing a highly efficient marketing team
• Strong marketing and business development skills
• Sound interpersonal and negotiation skills
• Good oral, written and presentation skills
• Leadership, Supervision and Coaching skills
• Detail oriented with strong analytical skills
• Goal oriented, needs to be focused and achieve targets
• Excellent communication and organization skills.

go to method of application »

Job Role

• As a Backend Engineer you will be working alongside the product teams to build scalable APIs. It is the perfect opportunity for someone who is experienced and passionate about scalable systems, clean code and is looking for a great fulltime role.
• While we currently build our systems in Java Spring Boot, it is not far core requirement, We believe the language is merely a tool in solving the problem, and we’re open to Engineers with experience of other stacks like NodeJS/Express with the flexibility to learn any language to solve any problem.
• Design, build, and maintain scalable Backend systems.
• Identify performance issues and bugs, and provide solutions to these problems.
• Work with other team members to ensure we are building the right product
• Participate in software requirement review, preliminary and critical designs, integration readiness review, and software acceptance review
• Pair-program with other developers or discuss possible technical architectures
• Contribute to creating a culture of writing excellent software

Qualifications
What We Are Looking For:

• University Degree in Informational Technology, Computer Science, Software Engineering or a related subject.
• Experience with Backend frameworks such as java spring boot or similar like NodeJS/Express,
• Mid to senior level Backend engineer experience
• At least 2 years commercial experience in similar role.
• Excellent knowledge of Scalable and distributed architectures.
• Excellent knowledge of SQL (MySQL/PostgreSQL)
• Experience with NoSQL (MongoDB/CouchDB/ElasticSearch)
• Understanding of Code versioning tools like Git
• Understanding of Unit and Integration testing.
• Good understanding of APIs
• Superb organizational skills and attention to detail
• Create software technical documentation
• Proficient experience working on a variety of software development project·
• Ability to work to a strict deadline

go to method of application »

Job Role

• The main purpose of this position is to assist in the delivery of company wide accounting, finance, treasury management, budgeting, performance analysis, payroll and financial reporting function.
• The Accountant will proactively identify issues, opportunities and solutions to ensure effective budgeting, assists in strategic planning and forecasting, financial performance and sustainability while ensuring the accurate capturing and timely reporting of all financial activities.

Key Responsibilities

• Full responsibility for the production of monthly management accounts
• Review and approve all reconciliation and schedules such as bank statements, schedule of accrued charges, prepayments etc.
• Statutory reporting and year-end duties
• Consolidation and reporting to senior management
• Preparation of monthly budgetary control and performance.
• Preparation of overall annual budget of the bank, including the assumptions and the ratios.
• Treasury management and monitoring
• Raising invoices and ensuring invoices are paid promptly and on time.
• Preparation of budget/financial plan & forecast.
• Assist in the preparation and review of all monthly and quarterly reports for Board, Shareholders, Regulatory bodies etc.
• Follow up on budget implementations and limits as it relates to each department. Investigates variances between budget and actual.
• Perform financial control functions.
• Develop and manage liquidity management tools
• Preparation of monthly management accounts and other financial accounts
• Assist Senior Managers in financial management and reporting activities.
• Manage account payables and receivables activities.
• Conduct finance audit periodically and recommend improvements.
• Develop financial policies and procedures for operational efficiency.
• Develop and maintain financial statements for future reference.
• Monitor and manage expenses within the established budget.
• Implement a structured and robust accounting department
• Work with External Auditors for regular audit of account

Qualifications

• Minimum of 5 Years relevant experience in a Financial institution
• Minimum of Degree in Accounting/Finance/Economics
• ICAN or ACCA Qualified

Skills / Knowledge:

• Excellent working knowledge of MS Excel & Word;
• Good knowledge of IFRS and Management Accounting
• Good knowledge of CBN regulatory reporting
• Attention to detail and analytical skills
• Excellent communication and organization skills
• Strong Stakeholder Management and team player.
• Self Starter and ability to work independently
• Financial services or technology company experience will be beneficial
• Must have prior experience working with Bankone Core banking