Job Vacancies at The Concept Group

JOB OBJECTIVE:
The Strategist, Credit Control & Risk Management is responsible making strategic decisions on all activities of the Credit & Risk Management department. He/she ensures effective & efficient control of the organization’s debt & risk management processes. Helps determine the amount of financial risks involved concerning investments and operational costs.

ROLES & RESPONSIBILITIES:                         

• Ensure accurate maintenance of customer accounts & records.
• Ensure prompt attention to all returned cheques issues.
• Ensure debtors balances are kept at zero level or at worst not above 2% of total credit portfolio.
• Reduce to the barest minimum the possibility of bad debts.
• Working to aid the maintenance of a good cash flow position.
• Ensure timely processing of new transaction files in accordance with the process manual.
• Carrying out reviews on credit policies to ensure that the information is relevant and up-to-date.
• Present periodic report on portfolio performance to the Management and the board.
• Monitoring the company’s risk asset portfolio.
• Monitoring the company’s Non-performing loan and Portfolio-At-Risk (PAR).
• Providing recommendation to the management and the Board regarding the risk exposure of the company.
• Monitor the business development for emerging new risks and make recommendations on policies and procedures to improve the risk management process at RFS.
• Collaborate with the Strategy & Marketing department in designing new products.
• Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of risks in the Company.
• Planning, designing implementing & managing the overall risk management process for the organization by developing risk policies, principles, processes and reporting standards that define the Company’s risk strategy and appetite in line with its overall business objectives;
• Risk assessment, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business;
• Risk evaluation, which involves comparing estimated risks with criteria established by the organization such as costs, legal requirements and environmental factors, and evaluating the organization’s previous handling of risks;
• Establish and quantify the organization’s 'risk appetite', i.e. the level of risk the organization is prepared to accept;
• Risk reporting in an appropriate way for different audiences, for example, to the board of directors so they understand the most significant risks, to business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks.
• Maintain oversight over the Company’s enterprise risk management activities.
• Corporate governance involving external risk reporting to stakeholders.
• Carry out processes such as purchasing insurance, and making business continuity plans to limit risks and prepare for if things go wrong.
• Conduct periodic audit of relevant policies and compliance to standards, including liaison with internal and external auditors.
• Provide support, education and training to staff in order to create risk awareness within the organization.
• Ensure continuous improvement in skills and competence of staff within the CRM department.
• Carrying out other tasks that may be assigned by Management & the Board of Directors.

Qualification: HND/BSc/MSc
Relevant Experience:

Minimum of 5 years’ experience with minimum of 3 years’ experience in Credit and Risk Management or a similar job function.
Required Skills:

• Analytical and Strategic Thinker.
• Problem solver.
• Knowledge of Risk Modeling.
• Statistics and Probability Knowledge.
• Communication Skills.
• Finance Knowledge- Financial Analysis, Financial Management.

go to method of application »

Job Objcective

Our firm is looking for a smart Data Quality Analyst who is able to turn project requirements into custom-formatted data reports. The ideal candidate for this position is able to do complete life cycle data generation and outline critical information for each Project Manager. We also need someone who is able to analyze business procedures and recommend specific types of data that can be used to improve upon them.

Responsibilities

• Use statistical methods to analyze data and generate useful business reports
• Work with management team to create a prioritized list of needs for each business segment
• Identify and recommend new ways to save money by streamlining business processes
• Use data to create models that depict trends in the customer base and the consumer population as a whole
• Work with departmental managers to outline the specific data needs for each business method analysis project
• Managing master data, including creation, updates, and deletion.
• Managing users and user roles.
• Provide quality assurance of imported data, working with quality assurance analyst if necessary.
• Commissioning and decommissioning of data sets.
• Processing confidential data and information according to guidelines.
• Helping develop reports and analysis.
• Managing and designing the reporting environment, including data sources, security, and metadata.
• Supporting the data warehouse in identifying and revising reporting requirements.
• Supporting initiatives for data integrity and normalization.
• Assessing tests and implementing new or upgraded software and assisting with strategic decisions on new systems.
• Generating reports from single or multiple systems.
• Troubleshooting the reporting database environment and reports.
• Evaluating changes and updates to source production systems.
• Training end users on new reports and dashboards.
• Providing technical expertise on data storage structures, data mining, and data cleansing.

Qualifications

• Bachelor’s Degree in Mathematics, Statistics, Information science, Computer Science or similar courses.
• Data mining experience
• 2+ years in a data analyst role
• Ability to collaborate effectively and work as part of a team
• Strong attention to detail