Jobs at Huko Advisory Services

Key Responsibilities:

• Identifying maintenance risks on equipment.
• Diagnosing electrical and mechanical faults for HVAC systems.
• Cleaning, adjusting and repairing systems, and performing warranty services.
• Performing emergency repairs promptly and efficiently.
• Providing technical direction and on-the-job training.
• Keeping daily logs and records of all maintenance functions.
• Ensuring compliance with appliance standards and with Occupational Health and Safety Act.

Requirements:

• Minimum of trade test 1-3 certification
• *Proficient in balancing air and water treatment systems in line with HVAC protocols.
• Excellent written, verbal and interpersonal skills.
• Proficient in reading schematics and work plans.
• Ability to work after hours, over weekends and on public holidays with short or no notice.
• Ability to work in confined spaces.
• Commitment to safety and quality.
• Very good organizational skills
• Very good communication skills

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Key Roles / Responsibilities

• Perform daily maintenance on electrical / Extra low voltage system systems, including CCTV Camera, Smoke detectors, Public Address system, access control, Smart lighting and HVAC Control.
• Troubleshoot and repair of all ELV equipment using hand and power tools.
• Install and maintain wiring, control, and lighting systems, inspect ELV components.
• Identify electrical / ELV problems with a variety of testing devices.
• Follow blueprints to ensure that wiring and equipment are installed correctly.
• Conducting maintenance repairs on old or faulty fixtures.
• Responding to fault requests.
• Identifying faults or hazards. 

Qualifications and Experiences

• Minimum of two (2) years of experience as a ELV maintenance in a facility management sector (preferred).
• Minimum of trade test 1-3 certification.
• Proficient in balancing air and water treatment systems in line with HVAC protocols.
• Excellent written, verbal and interpersonal skills.
• Proficient in reading schematics and work plans.
• Ability to work after hours, over weekends and on public holidays with short or no notice.
• Ability to work in confined spaces.
• Commitment to safety and quality.
• Very good communication & organizational skills.

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Job Summary

• We are seeking an experienced, results-driven and commercially minded Business Development Officer to join our team.
• The successful candidate will be responsible for identifying and developing new business opportunities, building strong client relationships, generating leads, securing contracts and driving revenue growth across the Oil & Gas and Marine sectors.

Key Responsibilities

• Identify, research, and develop new business opportunities within the Oil & Gas, Marine, Maritime, Offshore and Energy sectors.
• Develop and maintain strong relationships with existing and prospective clients, contractors, operators and industry stakeholders.
• Ability to identify potential clients, projects, contracts and commercial opportunities.
• Conduct market research to identify emerging business opportunities, market trends, competitors and potential areas for expansion.
• Develop and maintain a robust business development pipeline and regularly provide updates on prospective opportunities.
• Prepare and deliver company presentations, capability statements, proposals, quotations and commercial offers to prospective clients.
• Monitor and participate in relevant RFQs, RFPs and procurement opportunities.
• Follow up on submitted quotations, proposals and business opportunities to improve conversion rates.
• Negotiate commercial terms with clients and support the successful closing of contracts.
• Develop strategic partnerships and maintain relationships with contractors, suppliers, consultants and other industry stakeholders.
• Prepare regular business development reports, sales forecasts and pipeline updates for management.
• Monitor competitor activities and provide recommendations to management on market positioning and business growth strategies.
• Support the company's overall revenue generation and business expansion objectives.

Requirements & Qualifications

• Bachelor's Degree in Business Administration, Marketing, Engineering, Economics, Maritime Studies, or a related field.
• Minimum of 5 years of proven experience in Business Development, Sales, Marketing within the Oil & Gas, Marine, Maritime, Offshore, Energy or related industries.
• Proven track record of generating leads, developing client relationships and securing new business.
• Strong understanding of the Oil & Gas and/or Marine industry and its business environment.
• Experience with RFQ, RFP, proposals, quotations and contract opportunities is highly preferred.
• Experience with vessels will be an added advantage.
• Excellent communication, negotiation, presentation and interpersonal skills.
• Strong commercial awareness and ability to identify profitable business opportunities.
• Ability to work independently while collaborating effectively with internal teams.
• Strong networking and client relationship management skills.
• Proficiency in Microsoft Office Applications.
• Ability to meet and exceed business development and revenue targets.

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Job Purpose

• The Head of Credit will provide strategic and operational leadership for the Bank’s credit function, ensuring responsible loan growth, sound credit underwriting, effective portfolio management and strong asset quality.
• The role holder will oversee the end-to-end credit process, from appraisal and approval to disbursement, monitoring, restructuring and recovery, while ensuring compliance with the Bank’s credit policies, risk appetite, CBN regulations and other applicable regulatory requirements.

Key Responsibilities
Credit Strategy & Policy:

• Develop and implement the Bank’s credit strategy in line with business objectives and risk appetite.
• Ensure appropriate credit risk standards across all lending products.
• Recommend improvements to credit products, pricing, collateral requirements and lending structures.
• Ensure compliance with CBN regulations, internal policies and approved risk parameters.

Credit Appraisal & Approval:

• Oversee the appraisal, review and approval/recommendation of credit facilities within delegated authority.
• Review complex, high-value and high-risk credit proposals.
• Ensure proper analysis of financial statements, cash flows, repayment capacity, business viability and credit history.
• Ensure appropriate KYC, credit bureau checks, collateral verification and documentation.

Portfolio & Risk Management:

• Take overall responsibility for the quality and performance of the Bank’s loan portfolio.
• Monitor PAR, NPL, delinquency, provisioning, write-offs and recovery performance.
• Monitor portfolio concentration by product, sector, geography, customer and obligor.

Microfinance & Commercial Lending:

• Provide oversight for microfinance, retail, consumer, SME and commercial lending.
• Apply appropriate cash-flow based and risk-based lending methodologies.
• Ensure effective management of high-volume microfinance lending and more structured commercial/SME exposures.
• Develop appropriate lending limits and risk parameters for different customer segments.

Recovery & Remedial Management:

• Provide strategic oversight of delinquent and non-performing accounts.
• Work closely with the Recovery/Collections team to improve recovery rates.
• Review and recommend restructuring, rescheduling and write-offs in line with approved policies.
• Ensure timely escalation of problematic and high-risk accounts.
• Analyze causes of delinquency and implement preventive credit measures.

Credit Governance & Reporting:

• Chair or participate in the Management Credit Committee as assigned.
• Ensure proper documentation of credit decisions, conditions and exceptions.
• Prepare regular credit and portfolio reports for Management and the Board.
• Liaise with Risk, Internal Control, Compliance, Internal Audit and External Auditors on credit-related matters.
• Ensure prompt resolution of credit-related audit and regulatory findings.

Team Leadership:

• Lead, coach and develop the Credit team.
• Set clear performance objectives and KPIs.
• Build a strong culture of credit discipline, accountability, integrity and sound risk judgment.
• Ensure continuous training and development of credit personnel.

Requirements & Qualifications

• Bachelor’s Degree / HND in Finance, Accounting, Economics, Banking & Finance, Business Administration, Statistics, Mathematics or a related discipline.
• Minimum of 8–10 years’ relevant banking/financial services experience.
• Minimum of 5 years’ experience in Credit, Credit Risk, Lending or Portfolio Management.
• Mandatory experience in both a Microfinance Bank and a Commercial Bank.
• At least 3 years in a senior/managerial credit position, preferably as Credit Manager, Senior Credit Risk Manager, Head of Credit or similar role.
• Proven experience in SME, commercial, retail and microfinance lending.
• Demonstrable experience managing loan portfolios, PAR/NPL, credit risk and recoveries.
• Strong knowledge of CBN regulatory requirements and credit risk management practices.
• Experience participating in or managing Credit Committees is highly desirable.

Professional Certifications:
Required/Strongly Preferred:

• ACIB/CIBN qualification, preferably with Microfinance Certification.
• Any of the following will be an added advantage:
  • ICAN/ACA/ACCA
  • CFA
  • FRM
  • Professional Credit/Risk Management Certification
  • MBA/Master’s Degree in Finance, Banking, Accounting, Economics or Risk Management.