Financial Planning and Analysis Lead at Renmoney

Position Overview

• The FP&A Officers play a critical role in financial planning, budgeting, forecasting, and business performance analysis. 
• These positions support senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions. 
• The FP&A Officers collaborate with cross-functional teams to ensure financial discipline and operational efficiency.

Key Responsibilities

• Financial Planning & Forecasting
• Create and develop financial models ensuring validation and back testing
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning. 
• Develop and maintain rolling forecasts to reflect changing business conditions. 
• Analyze variances between actuals, budgets and forecasts, providing actionable insights. 
•  Financial Reporting & Analysis 
• Prepare monthly, quarterly, and annual financial reports for management, Board and other stakeholders. 
• Conduct profitability analysis by business unit, product line, channel or region. 
• Identify trends, risks, and opportunities through financial and operational KPIs. 
•  Business Partnering & Decision Support 
• Product profitability optimization and portfolio management support
• Funding cost optimization and liquidity management support
• Collaborate with department heads to track performance against financial targets. 
• Provide ad-hoc financial analysis to support strategic initiatives (pricing, cost optimization, etc). 
• Evaluate business cases for new projects, investments, or cost-saving opportunities. 
•  Financial Modelling & Scenario Analysis 
• Build and maintain complex financial models to assess business performance. 
• Conduct scenario and sensitivity analysis to support long-term planning. 
•  Process Improvement & Systems 
• Enhance financial planning processes through automation and best practices. 
• Work with SQL and BI tools (e.g., Power BI, Tableau) to improve reporting efficiency. 
• Ensure data accuracy and integrity across financial systems. 

Requirements

Education and Experience:

• 5 years of experience in FP&A in banking with lending products (personal loans, SME, etc.) or banking services (transfers, deposits, savings, debit cards)
• Bachelor's or Master's degree in finance, Accounting, Economics, or related field 
• Experience in financial modelling, budgeting, and forecasting. 
• Proficiency in Excel (advanced), confident in SQL (queries), good presentation skills (PowerPoint). 

Key Competencies:

• Strong critical reasoning and problem-solving skills. 
• Excellent communication and presentation skills. 
• Ability to work cross-functionally and influence decision-making. 
• Detail-oriented with a focus on accuracy. 
• Adaptable to fast-paced, dynamic environments. 

Benefits

• You'll work on solutions to complex, real-world challenges with tangible social and economic impact. 
• You will receive competitive compensation and work with passionate teammates in a flat, performance-driven culture