Jobs at First Excelsia

Job Description

• We are seeking to hire a reliable and professional driver.
• The ideal role holder will be responsible for providing safe, efficient, and timely transportation services while ensuring proper maintenance of assigned vehicles.

Job Responsibilities

• Safely drive authorized persons to designated locations as assigned.
• Maintain assigned vehicles in good working condition by carrying out routine checks and ensuring timely servicing.
• Adhere strictly to all traffic laws, regulations, and safety standards.
• Use Google Maps and other navigation tools to determine the best routes to destinations.
• Keep accurate records of vehicle maintenance, fuel usage, and mileage.
• Ensure cleanliness of the interior and exterior of assigned vehicles at all times.
• Promptly report any faults, damages, or incidents to the appropriate authority.
• Provide support in running official errands as may be required.

Person Specification

• Must possess a valid driver’s License.
• Minimum of 5 years proven experience as a Driver.
• Ability to effectively use Google Maps and navigation tools.
• Good knowledge of road networks in Lagos State, Ogun State, and environs.
• Strong sense of responsibility, integrity, and confidentiality.
• Good interpersonal and communication skills.

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Job Description

• The ideal candidate will have experience in credit analysis, loan underwriting, and financial risk assessment, with a proven ability to make informed credit decisions while maintaining portfolio quality.

Job Responsibilities

• Review loan applications and assess borrower creditworthiness through financial and risk analysis.
• Approve, reject, or recommend modifications to loan requests in line with company policies and regulatory requirements.
• Ensure accurate documentation and maintain up-to-date customer records.
• Monitor loan performance, follow up on repayments, and support collections on delinquent accounts.
• Communicate with clients and relationship managers to gather information and explain credit terms.
• Collaborate with risk and collections teams to maintain portfolio quality.
• Prepare reports on loan decisions, portfolio performance, and emerging risks.

Person Specification

• Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related field.
• 2 – 3 years of experience in credit analysis, lending, or financial services.
• Strong understanding of financial analysis, credit risk assessment, and loan underwriting practices.Familiarity with credit bureaus, credit scoring, and financial regulations.
• Excellent analytical, communication, and decision-making skills.
• Ability to work under pressure, meet deadlines, and manage multiple priorities.
• High level of accuracy, ethics, and commitment to compliance.