Fresh Vacancies at Baobab Microfinance Bank

Locations: Abuja (Wuse, Garki & Nyanya), Lagos (Alaba, Tradefair, Broadstreet, Ikeja, Ikorodu, Ajah, Yaba) and Oyo (Bodija, Dugbe, & Iwo)
Employment Type: Contract

Job Description

• As a Direct Sales Agent, you will be responsible for opening and managing new accounts.

Responsibilities

• Identify and understand the need of the Customer
• Ensure Customer profile falls within focus segment i.e. Blue, Silver or SME
• Sell the Banks Products proactively to new / prospective customers
• Obtain relevant documents on all Bank products sold, e.g. identity document, business registration documents etc
• Ensure timely submission of weekly sales activity reports to Direct Sales Manager
• Participate in weekly / monthly sales performance review meetings
• Maintain accurate records of all sales activities, budget achievements and cross-sell referrals
• Cross-sell opportunities identified should be referred to the Direct Sales Manager
• Ensure accuracy of all bank forms and documents executed by the Customer
• Ensure timely processing of all initiated Customer transactions, with specific emphasis on account opening and cheque book issuance
• Update call memo on a daily basis
• Ensure assigned sales target and budgets are met
• Participate in tactical sales / marketing activities.

Qualifications and Requirements

• Previous 1 - 2 years experience as a DSA in a financial institution preferred
• HND / B.Sc. in any relevant discipline

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Location: Ajah, Lagos
Supervisor: Reporting to the Head of Recovery unit / Assistant Head of Recovery Unit

Responsibilities

• Conduct regular review and visits to client with outstanding loan portfolio at risk.
• Daily review of all the outstanding and overdue loan clients.
• Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
• Recovery of classified loans.
• Initiates process to prosecute hard core debtors in line with guiding bank policy,
• Negiotes work out plan with willing debtors.
• Liaise with branches to manage and monitor non - performing loans.
• Any other responsibilities that may be assigned by immediate supervisor.

Required Skills / Experience

• Bachelor's Degree qualification
• Fluent in English and Hausa or Yoruba (spoken and written)
• 1 - 3 Years of experience in Recovery in a Microfinance Institution
• Strong negotiation
• Articulate and result oriented
• High level of integrity
• Accurate, organised and motivated
• Previous loan recovery experience.