Jobs at Kaylog Business Support Limited

Job Summary

• We are in search of a dynamic leader with a passion success, who thrive in fast-paced environments, driving growth, operational excellence, and strategic impact with great analytical skills for the post of Credit Review Officer to join our public sector Unit
• The Credit Review Officer will be responsible for conducting thorough reviews of loan applications and existing credit portfolios to ensure compliance with Kaylog’s credit policies, internal controls, and regulatory guidelines.

Key Responsibilities

• Conduct independent credit reviews of loans granted to public servants and paramilitary personnel to ensure compliance with approved credit policies and risk appetite.
• Review credit appraisal quality, including income stability, length of service, retirement horizon, and debt service capacity.
• Verify authenticity and completeness of borrower documentation, including employment confirmation, payroll slips, service numbers, ranks, and retirement dates.
• Assess and validate payroll deduction arrangements, check-off mandates, and repayment structures to ensure sustainability of loan facilities.
• Monitor the quality and performance of the public sector loan portfolio, identifying delinquency trends, early warning signals, and emerging credit risks.
• Track management responses to credit review findings and ensure timely resolution of identified issues.
• Recommend improvements to credit policies, lending processes, and risk assessment frameworks for public sector lending.
• Provide advisory and capacity-building support to relationship officers on public sector credit risk management.

Qualifications & Requirements

• Minimum of an OND qualification in any discipline.
• Proven experience in microfinance, banking, or financial services.
• Strong leadership and team management skills.
• Excellent business development and strategic planning abilities.
• Knowledge of financial products, credit risk, and regulatory frameworks.
• Great analytical skills.

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About the Role

• We are seeking a dynamic and results-driven Business Development Manager to join our growing microfinance institutio
• The ideal candidate will be responsible for driving business growth through client acquisition, loan portfolio expansion, and strategic partnerships, particularly within target markets.

Key Responsibilities

• Identify and develop new business opportunities to increase the institution’s loan portfolio and customer base
• Build and maintain strong relationships with clients, corporate organizations, and key stakeholders
• Drive deposit mobilization and loan disbursement targets
• Conduct market research to identify trends, customer needs, and competitive positioning
• Develop and implement effective marketing and sales strategies
• Monitor loan performance and ensure high-quality portfolio management
• Collaborate with credit and risk teams to ensure proper loan appraisal and compliance
• Prepare periodic business development reports and performance analysis
• Represent the organization in business forums, client meetings, and networking events

Key Performance Indicators (KPIs)

• Growth in loan portfolio and client base
• Deposit mobilization targets achieved
• Portfolio quality (low default rate).
• Customer retention and satisfaction levels.

Requirements

• Minimum of 2 years’ experience in business development, sales, or marketing (preferably within microfinance, banking, or financial services)
• Indept knowledge of report rendering and presentation
• Proven track record of meeting or exceeding business targets.

Core Skills and Competencies:

• Strong sales and negotiation skills
• Excellent communication and interpersonal abilities
• Relationship management and customer engagement expertise
• Credit analysis and basic financial assessment skills
• Strategic thinking and market intelligence
• High level of integrity and professionalism
• Ability to work independently and meet tight deadlines
• Strong analytical and problem-solving skills
• Proficiency in Microsoft Office tools and digital platforms
• Knowledge of microfinance operations and regulatory requirements is an added advantage.