Fresh Vacancies at Alert Microfinance Bank

Location: Lagos Mainland / Lagos Island, Lagos
Employment Type: Full-time

Job Summary

• The Branch Manager at Alert Microfinance Bank is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as a liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Coordinate, supervise, market loan products and process loan applications for Customers
• Oversee subordinates and evaluate loan processing to determine customers' financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Key Requirements

• Minimum of a B.Sc or its equivalent in Marketing or related field.
• 3 - 5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track record.
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse Micro, SME Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default.

Skills:

• Detailed and target-oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal-oriented.

Salary

• Very Attractive (With Incentives and Commission).

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Job Description

• The Deposit Mobilization Officer at Alert Microfinance Bank is responsible to source appropriately priced and mobilize structured deposit for the company from individual and institutional sources, meet, maintain and exceed set targets.
• Cultivate new clientele on a regular basis while increasing number of treasury services taken up by customers.

Key Deliverables

• To drive the deposit mobilization arm of the business.
• Mobilization of funds from private sectors entities, individuals and corporate agencies.
• Identify target markets with identified volumes to drive high volumes of new funds to the bank
• Work with the team to develop and implement a business development plan to improve the deposit mobilization and retention of deposit and also manage withdrawal attrition
• Contribute to the development of innovative savings products in line with customer needs
• Drive and maintain relationships with corporate clients and individual depositors
• Advice customers on funds status and generate new clientele on an on-going basis.
• Meet assigned targets and quota.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• 3 - 5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can mobilize deposit of Min of 25million Naira Monthly with good success rate and track records.
• Good knowledge of Deposit Mobilization
• Ability to drive deposit mobilization, retention of deposit and also manage withdrawal attrition.

Salary
Very Attractive (with Incentives and Commission).

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Job Summary

• The  Experienced SME Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Market loan products and process loan applications for SME Customers
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• Minimum of 5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse SME Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default.

Skills:

• Detailed and target oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Salary
Very Attractive (with Incentives and Commission).