Branch Manager at Alert Microfinance Bank

Location: Lagos Mainland / Lagos Island, Lagos
Employment Type: Full-time

Job Summary

• The Branch Manager at Alert Microfinance Bank is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as a liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

• Coordinate, supervise, market loan products and process loan applications for Customers
• Oversee subordinates and evaluate loan processing to determine customers' financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Key Requirements

• Minimum of a B.Sc or its equivalent in Marketing or related field.
• 3 - 5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track record.
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse Micro, SME Loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default.

Skills:

• Detailed and target-oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal-oriented.

Salary

• Very Attractive (With Incentives and Commission).