Treasury Officer at Ultraviolet Microfinance Bank

Job Description

• The Treasury Officer will be responsible for managing the bank's liquidity, funding, and financial risk.
• This role involves monitoring cash flow, managing investments, and ensuring compliance with regulatory requirements.
• The Treasury Officer will play a crucial role in optimizing the bank's financial performance and supporting its strategic objectives.

Responsibilities

• Liquidity Management: Monitor and manage the bank's liquidity position to ensure sufficient funds are available to meet operational needs and regulatory requirements.
• Cash Flow Forecasting: Prepare and analyze cash flow forecasts to identify funding needs and manage surplus cash effectively.
• Investment Management: Oversee the bank's investment portfolio, including evaluating investment opportunities and making recommendations to maximize returns while managing risk.
• Risk Assessment: Analyze financial risks related to interest rates, foreign exchange, and credit exposure, and develop strategies to mitigate these risks.
• Regulatory Compliance: Ensure compliance with relevant regulations and internal policies related to treasury operations and reporting.
• Reporting: Prepare regular reports on liquidity, funding, and investment performance for senior management and regulatory bodies.
• Collaboration: Work closely with other departments, including finance and operations, to ensure alignment of treasury activities with overall business goals.
• Market Analysis: Stay informed about market trends and economic conditions that may impact the bank's treasury operations and investment strategies.
• Policy Development: Contribute to the development and implementation of treasury policies and procedures to enhance operational efficiency and risk management.

Qualifications

• Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Master's degree or relevant professional certifications are a plus.
• Experience: Minimum of 3 years of experience in treasury management, preferably in a banking or microfinance environment.

Skills:

• Strong analytical and quantitative skills.
• Proficient in financial modeling and cash flow analysis.
• Excellent communication and interpersonal skills.
• Knowledge of treasury management systems and financial software.
• Understanding of regulatory requirements related to treasury operations.

Personal Attributes:

• Detail-oriented with strong organizational skills.
• Ability to work under pressure and meet tight deadlines.
• Proactive and strategic thinker with problem-solving abilities.