Jobs at Ultraviolet Microfinance Bank

Job Description

• The Financial Controller is responsible for overseeing the financial operations of the microfinance bank, ensuring the accuracy and integrity of financial reporting, compliance with regulatory requirements, and effective management of financial resources.
• This role involves leading the finance team, developing financial strategies, and supporting the bank's strategic goals.

Responsibilities

Financial Reporting and Analysis:

• Oversee the preparation of accurate and timely financial statements and reports.
• Analyze financial data to provide insights and recommendations to senior management.
• Ensure compliance with accounting standards and regulatory requirements.

Budgeting and Forecasting:

• Lead the annual budgeting process, collaborating with department heads to develop realistic budgets.
• Monitor budget performance and provide variance analysis to identify areas for improvement.
• Prepare financial forecasts and projections to support strategic planning.

Internal Controls and Compliance:

• Develop and implement robust internal controls to safeguard the bank’s financial assets.
• Ensure compliance with all financial and regulatory requirements, including tax and audit obligations.
• Coordinate with external auditors and manage the audit process.

Cash Flow Management:

• Monitor and manage the bank’s cash flow to ensure adequate liquidity for operations.
• Develop cash flow forecasts and implement strategies to optimize cash management.
• Manage relationships with banks and other financial institutions.

Financial Strategy and Planning:

• Contribute to the development of the bank’s financial strategy and long-term goals.
• Evaluate investment opportunities and provide financial analysis to support decision-making.
• Identify cost-saving opportunities and efficiency improvements.

Team Leadership:

• Lead, mentor, and develop the finance team to achieve performance goals and objectives.
• Conduct performance evaluations and identify training and development needs.
• Foster a collaborative and results-oriented work environment.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field. A Master’s degree or professional certification is an advantage.
• Minimum of 8-10 years of experience in financial management, with at least 5 years in a leadership role, preferably in the banking or financial services industry.
• Strong knowledge of financial accounting, reporting, and regulatory requirements.
• Excellent leadership, communication, and interpersonal skills.
• Proven ability to manage complex financial operations and deliver results.
• Strong analytical and problem-solving skills.

Key Competencies:

• Financial analysis and reporting
• Budgeting and forecasting
• Risk management
• Strategic planning
• Team leadership and development
• Attention to detail and accuracy.

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Job Description

• The Treasury Officer will be responsible for managing the bank's liquidity, funding, and financial risk.
• This role involves monitoring cash flow, managing investments, and ensuring compliance with regulatory requirements.
• The Treasury Officer will play a crucial role in optimizing the bank's financial performance and supporting its strategic objectives.

Responsibilities

• Liquidity Management: Monitor and manage the bank's liquidity position to ensure sufficient funds are available to meet operational needs and regulatory requirements.
• Cash Flow Forecasting: Prepare and analyze cash flow forecasts to identify funding needs and manage surplus cash effectively.
• Investment Management: Oversee the bank's investment portfolio, including evaluating investment opportunities and making recommendations to maximize returns while managing risk.
• Risk Assessment: Analyze financial risks related to interest rates, foreign exchange, and credit exposure, and develop strategies to mitigate these risks.
• Regulatory Compliance: Ensure compliance with relevant regulations and internal policies related to treasury operations and reporting.
• Reporting: Prepare regular reports on liquidity, funding, and investment performance for senior management and regulatory bodies.
• Collaboration: Work closely with other departments, including finance and operations, to ensure alignment of treasury activities with overall business goals.
• Market Analysis: Stay informed about market trends and economic conditions that may impact the bank's treasury operations and investment strategies.
• Policy Development: Contribute to the development and implementation of treasury policies and procedures to enhance operational efficiency and risk management.

Qualifications

• Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Master's degree or relevant professional certifications are a plus.
• Experience: Minimum of 3 years of experience in treasury management, preferably in a banking or microfinance environment.

Skills:

• Strong analytical and quantitative skills.
• Proficient in financial modeling and cash flow analysis.
• Excellent communication and interpersonal skills.
• Knowledge of treasury management systems and financial software.
• Understanding of regulatory requirements related to treasury operations.

Personal Attributes:

• Detail-oriented with strong organizational skills.
• Ability to work under pressure and meet tight deadlines.
• Proactive and strategic thinker with problem-solving abilities.

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Job Description

• The Private Banking Officer is responsible for managing relationships with high-net-worth individuals (HNWIs) and providing personalized banking services to meet their financial needs.
• This role involves offering tailored financial solutions, managing client portfolios, and ensuring a high level of customer satisfaction and retention.

Responsibilities
Client Relationship Management:

• Build and maintain strong relationships with high-net-worth clients to ensure long-term loyalty and satisfaction.
• Serve as the primary point of contact for clients, addressing inquiries and providing personalized financial advice.
• Conduct regular meetings with clients to review their financial goals and update them on account performance.

Financial Solutions and Advisory:

• Offer tailored financial products and services, including investment advice, loans, and deposit accounts, to meet clients’ needs.
• Collaborate with internal teams to develop customized financial plans and investment strategies for clients.
• Monitor clients' portfolios and recommend adjustments based on market conditions and changes in clients' circumstances.

Business Development:

• Identify and acquire new high-net-worth clients through networking, referrals, and targeted marketing initiatives.
• Promote the bank’s private banking services and products to prospective clients.
• Achieve sales and growth targets by cross-selling and upselling banking solutions.

Risk Management and Compliance:

• Ensure all client interactions and transactions comply with regulatory requirements and internal policies.
• Conduct thorough due diligence and risk assessments to mitigate potential risks.
• Maintain accurate and up-to-date client records and documentation.

Market Research and Analysis:

• Stay informed about market trends, investment opportunities, and competitor offerings.
• Analyze economic and financial data to provide insights and recommendations to clients.
• Share market intelligence with the team to enhance the bank’s service offerings.

Customer Service Excellence:

• Provide exceptional service to clients, ensuring a high level of satisfaction and positive client experiences.
• Handle and resolve client complaints promptly and professionally.
• Continuously seek feedback to improve service quality and client satisfaction.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
• Minimum of 3-5 years of experience in private banking or wealth management.
• Strong knowledge of financial products, investment strategies, and market trends.
• Excellent communication, negotiation, and interpersonal skills.
• Proven ability to build and maintain relationships with high-net-worth clients.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).

Key Competencies:

• Client relationship management
• Financial acumen
• Sales and business development
• Risk management
• Market analysis
• Customer service orientation