Trainee Loan Officer at AB Microfinance Bank

LOCATION:  LAGOS (TRADEFAIR, VOLKS, KETU, IDUMAGBO & APAPA)

REF CODE: TLO/CREDIT/JUL/2025           

Main tasks and responsibilities:

• Creating and Managing owned Loan portfolio
• Conducting direct promotion and/or other marketing activities on regular basis
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
• Arranging the disbursement in collaboration with Back Office and client
• Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs 
• Ensuring high quality standards of the bank’s credit portfolio
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Profile:

• Minimum educational qualification of B.Sc./HND
• At least one year post NYSC experience in a related field
• Basic knowledge of financial mathematics & Accounting
• Basic computer skills and mobile Application
• Detailed and target oriented.
• Good team spirit 
• Self-motivated and industrious individuals who like to work outdoor.
• Ability to disburse small and medium sized loans to MICRO BUSINESSES.